Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0FEMA expects about as much hazard damage per building in Castanea Township as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Castanea Township gets a B− for hazard risk: lower expected damage per building than 53% of U.S. towns. Most of that expected damage is river and rain flooding (92%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Castanea Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Castanea Township’s grade
River and rain flooding is 92% of the building damage FEMA expects in Castanea Township, and Castanea Township’s rate of river and rain flooding damage is higher than 72% of U.S. census tracts.
B− lower expected damage per building than 53% of U.S. towns (21,298).
All of Castanea Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $279K a year in losses across Castanea Township: $211K to buildings, the rest to people and crops.
Does Castanea Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Castanea Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Castanea Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clinton County.1 federal disaster brought FEMA money to Castanea Township
Disasters that paid out in Castanea Township itself (aid to households or repair grants to Castanea Township), newest first, with that year’s flood claims.
- 2004Tropical Depression Ivan1 households applied for aid$3K aid approved
Clinton County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Castanea Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Castanea Township archive →Castanea Township and its neighbors
Castanea Township is 4th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Lock Haven | Aless damage than 94% | river and rain flooding | 97 |
| Flemington | B−less damage than 53% | river and rain flooding | 3 |
| Wayne Township | B−less damage than 53% | river and rain flooding | 33 |
| Castanea Township | B−less damage than 53% | river and rain flooding | 0 |
| Woodward Township | Cmore damage than 70% | river and rain flooding | — |
| Lamar Township | Cmore damage than 74% | river and rain flooding | 76 |
| Bald Eagle Township | C−more damage than 78% | river and rain flooding | 119 |
| Dunnstown | — | a Census area inside a town; graded with the town | |
| Dunnstable Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Castanea Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Castanea Township
Is Castanea Township at risk for natural disasters?
On FEMA’s National Risk Index, Castanea Township has lower expected damage per building than 53% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (92%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Castanea Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clinton County, 15% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.
How much is flood insurance in Castanea Township?
FEMA’s Community Rating System list shows no discount for Castanea Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Castanea Township?
By FEMA money that reached Castanea Township, Tropical Depression Ivan (2004): 1 households applied for aid, $3K approved.
Is Castanea Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (92%), and Castanea Township’s rate for it is higher than 72% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Castanea Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Castanea Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.