Photo: Generic1139 · CC BY-SA 3.0Storms, floods and disasters in Carbon Township
Carbon Township isn’t graded for hazard risk: Carbon Township has 220 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 2004.
What Carbon Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Carbon Township flood? Rarely: 4 flood claims since 2004
Every paid claim on a federal flood insurance policy in Carbon Township, from FEMA’s records.
- Tropical Storm Ivan3 claims · $46K
- Hurricane Ida1 claim · $39K
Carbon Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Huntingdon County.The storms Carbon Township remembers
None of the 13 disasters declared for Huntingdon County shows FEMA aid or repair money reaching Carbon Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20043 flood claims paidThe year of Tropical Depression Ivan, declared for Huntingdon County
- 20211 flood claims paidThe year of Remnants of Hurricane Ida, declared for Huntingdon County
Huntingdon County has had 13 natural disasters declared by the President since 1953, most often floods, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Carbon Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Carbon Township archive →Carbon Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Liberty Township | Cmore damage than 74% | river and rain flooding | — |
| Broad Top Township | C−more damage than 82% | river and rain flooding | 28 |
| Hopewell Township | — | 495 residents; we grade 1,000+ | |
| Wood Township | — | 615 residents; we grade 1,000+ | |
| Broad Top City | — | 391 residents; we grade 1,000+ | |
| Todd Township | — | 837 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Carbon Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Carbon Township
Does Carbon Township flood?
Flood insurance has paid 4 claims in Carbon Township since 2004, $85K in all. The most claims came from Tropical Storm Ivan (3).
Is Carbon Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Huntingdon County, 17% of homes in mapped flood zones carry federal flood insurance, and 1.3% of all homes do.
How much is flood insurance in Carbon Township?
FEMA’s Community Rating System list shows no discount for Carbon Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Carbon Township?
By flood claims, Tropical Storm Ivan: 3 paid, $46K.
Storm stories
Memories, warnings and help from neighbors in Carbon Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Carbon Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.