Photo: Nyttend · Public domainStorms, floods and disasters in Brownstown
Brownstown isn’t graded for hazard risk: Brownstown has 674 residents; we grade towns of 1,000 or more.
What Brownstown faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Brownstown flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Brownstown. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Brownstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cambria County.2 federal disasters brought FEMA money to Brownstown
Disasters that paid out in Brownstown itself (aid to households or repair grants to the Borough of Brownstown), newest first, with that year’s flood claims.
- 2011Tropical Storm Lee3 households applied for aid$4K aid approved
- 2006Severe Storms, Flooding, and Mudslides1 households applied for aid$2K aid approved
Cambria County has had 15 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Brownstown after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Brownstown archive →Brownstown and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Westmont | A+among the lowest damage | river and rain flooding | 15 |
| Lower Yoder Township | A+less damage than 97% | river and rain flooding | 15 |
| Westwood | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Brownstown faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Brownstown
Is Brownstown in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cambria County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Brownstown?
FEMA’s Community Rating System list shows no discount for Brownstown’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Brownstown?
By FEMA money that reached Brownstown, Tropical Storm Lee (2011): 3 households applied for aid, $4K approved.
Storm stories
Memories, warnings and help from neighbors in Brownstown.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Brownstown’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.