Loux Covered Bridge · Photo: Jack Boucher · Public domainFEMA puts Bedminster Township’s expected hazard damage per building below that of 83% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Bedminster Township gets an A− for hazard risk: lower expected damage per building than 83% of U.S. towns, #357 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (82%). Flood insurance has paid 9 claims here since 1988.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Bedminster Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Bedminster Township’s grade
River and rain flooding is 82% of the building damage FEMA expects in Bedminster Township, and Bedminster Township’s rate of river and rain flooding damage is lower than 61% of U.S. census tracts. Ice storms add 3%, at a rate in the top 8% of U.S. census tracts.
A− #357 of 1,037 in Pennsylvania; lower expected damage per building than 83% of U.S. towns (21,298).
All of Bedminster Township’s residents live in one census tract; the figures are that tract’s.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Bedminster Township has less expected damage per building than 66% of Pennsylvania towns.
In dollars, FEMA expects about $2.5M a year in losses across Bedminster Township: $2.0M to buildings, the rest to people and crops.
Does Bedminster Township flood? Rarely: 9 flood claims since 1988
Every paid claim on a federal flood insurance policy in Bedminster Township, from FEMA’s records: 3.4 per 1,000 homes, more than 51% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Ida3 claims · $143K
- Hurricane Floyd2 claims · $7K
- Hurricane Irene1 claim · $29K
Bedminster Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bucks County.The storms Bedminster Township remembers
None of the 21 disasters declared for Bucks County shows FEMA aid or repair money reaching Bedminster Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20213 flood claims paidThe year of Remnants of Hurricane Ida, declared for Bucks County
- 19992 flood claims paidThe year of Hurricane Floyd Major Disaster Declarations, declared for Bucks County
- 19881 flood claims paidNo declaration for the county that year
Bucks County has had 21 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Bedminster Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Bedminster Township archive →Bedminster Township and its neighbors
Bedminster Township is 3rd of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Hilltown Township | Aless damage than 92% | river and rain flooding | 7 |
| Dublin | Aless damage than 86% | river and rain flooding | — |
| Bedminster Township | A−less damage than 83% | river and rain flooding | 9 |
| Plumstead Township | A−less damage than 78% | river and rain flooding | 66 |
| East Rockhill Township | B+less damage than 68% | river and rain flooding | 7 |
| Haycock Township | B+less damage than 66% | river and rain flooding | 9 |
| Nockamixon Township | Bless damage than 64% | river and rain flooding | 20 |
| Tinicum Township | C+more damage than 64% | river and rain flooding | 309 |
| Plumsteadville | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Bedminster Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Bedminster Township
Is Bedminster Township at risk for natural disasters?
On FEMA’s National Risk Index, Bedminster Township has lower expected damage per building than 83% of U.S. towns: A− for hazard risk, #357 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (82%) and earthquakes (5%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Bedminster Township flood?
Flood insurance has paid 9 claims in Bedminster Township since 1988, $196K in all, or 3.4 per 1,000 homes, more than 51% of U.S. towns with a flood insurance record. The most claims came from Hurricane Ida (3).
Is Bedminster Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bucks County, 49% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in Bedminster Township?
FEMA’s Community Rating System list shows no discount for Bedminster Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Bedminster Township?
By flood claims, Hurricane Ida: 3 paid, $143K.
Is Bedminster Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (82%), and Bedminster Township’s rate for it is lower than 61% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Bedminster Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bedminster Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.