On FEMA’s figures, Beccaria Township faces more hazard damage per building than 78% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Beccaria Township gets a C− for hazard risk: higher expected damage per building than 78% of U.S. towns. Most of that expected damage is river and rain flooding (94%). Flood insurance has paid 13 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Beccaria Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Beccaria Township’s grade
River and rain flooding is 94% of the building damage FEMA expects in Beccaria Township, and Beccaria Township’s rate of river and rain flooding damage is higher than 89% of U.S. census tracts.
C− higher expected damage per building than 78% of U.S. towns (21,298).
All of Beccaria Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $653K a year in losses across Beccaria Township: $575K to buildings, the rest to people and crops.
Does Beccaria Township flood? Sometimes: 13 flood claims since 1978
Every paid claim on a federal flood insurance policy in Beccaria Township, from FEMA’s records: 15.3 per 1,000 homes, more than 80% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan3 claims · $20K
- The March 2010 nor’easter2 claims · $2K
Beccaria Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clearfield County.1 federal disaster brought FEMA money to Beccaria Township
Disasters that paid out in Beccaria Township itself (aid to households or repair grants to Beccaria Township), newest first, with that year’s flood claims.
- 2004Tropical Depression Ivan3 households applied for aid$14K aid approved3 flood claims paid for it, $20K
Clearfield County has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Beccaria Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Beccaria Township archive →Beccaria Township and its neighbors
Beccaria Township is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Gulich Township | Aless damage than 92% | river and rain flooding | 1 |
| Reade Township | B+less damage than 67% | river and rain flooding | 3 |
| Bigler Township | B+less damage than 66% | river and rain flooding | 8 |
| Beccaria Township | C−more damage than 78% | river and rain flooding | 13 |
| Glen Hope | — | 204 residents; we grade 1,000+ | |
| Chest Township | — | 503 residents; we grade 1,000+ | |
| Jordan Township | — | 529 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Beccaria Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Beccaria Township
Is Beccaria Township at risk for natural disasters?
On FEMA’s National Risk Index, Beccaria Township has higher expected damage per building than 78% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (94%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Beccaria Township flood?
Flood insurance has paid 13 claims in Beccaria Township since 1978, $71K in all, or 15.3 per 1,000 homes, more than 80% of U.S. towns with a flood insurance record. 2 properties have flooded more than once. The most claims came from Tropical Storm Ivan (3).
Is Beccaria Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clearfield County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Beccaria Township?
FEMA’s Community Rating System list shows no discount for Beccaria Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Beccaria Township?
By FEMA money that reached Beccaria Township, Tropical Depression Ivan (2004): 3 households applied for aid, $14K approved. By flood claims, Tropical Storm Ivan: 3 paid, $20K.
Is Beccaria Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (94%), and Beccaria Township’s rate for it is higher than 89% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Beccaria Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Beccaria Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.