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Our Daily Bread Veneta, OregonPhoto: Katr67 · Public domain
C+Hazard risk
Natural hazards in Veneta · FEMA

More hazard damage per building is expected in Veneta than in 60% of U.S. towns, mostly from earthquakes

On FEMA’s National Risk Index, Veneta gets a C+ for hazard risk: higher expected damage per building than 60% of U.S. towns, #45 of 142 in Oregon. Most of that expected damage is earthquakes (51%), then river and rain flooding (48%). Flood insurance has paid 1 claim here since 1996.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 60%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#45 of 142 in Oregon
By hazard

What Veneta faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Earthquakes

51%of expected building damage
Well above average · higher than 88% of U.S. census tracts

River and rain flooding

48%of expected building damage
Below average · lower than 61% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Strong wind Tornadoes Hail Wildfire Ice storms Winter storms Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts earthquakes at 59% of Veneta’s expected losses. Earthquakes do little damage to buildings (50.9%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Veneta’s grade

Earthquakes are 51% of the building damage FEMA expects in Veneta, and Veneta’s rate of earthquakes damage is higher than 88% of U.S. census tracts. Next is river and rain flooding at 48% (lower than 61% of U.S. census tracts).

Where Veneta sits
Veneta
Least damageMiddleMost damage

C+ #45 of 142 in Oregon; higher expected damage per building than 60% of U.S. towns (21,298).

Veneta’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
Earthquakes51%River and rain flooding48%Everything else1%

The typical Oregon town has higher expected damage than 69% of U.S. towns; within the state, Veneta has less expected damage per building than 69% of Oregon towns.

In dollars, FEMA expects about $2.1M a year in losses across Veneta: $1.6M to buildings, the rest to people and crops.

A small-area figure. Veneta covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Veneta flood? Rarely: 1 flood claim since 1996

Every paid claim on a federal flood insurance policy in Veneta, from FEMA’s records: 0.5 per 1,000 homes, fewer than 90% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1996: 1 claim1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims1996
19962026
1
paid claims since 1996
$24K
paid to owners
0
homes flooded more than once
$24K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Veneta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lane County.
Disasters

3 federal disasters brought FEMA money to Veneta

Disasters that paid out in Veneta itself (aid to households or repair grants to the City of Veneta), newest first, with that year’s flood claims.

  1. 2020Wildfires and Straight-line Winds11 households applied for aid$500 aid approved
  2. 2012Severe Winter Storm, Flooding, Landslides, and Mudslides$2K to the City of Veneta for repairs
  3. 2002Severe Winter Storm with High Winds$6K to the City of Veneta for repairs
Disasters declared, by decade
Paid out in VenetaLane County only

Lane County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Lane County, 2020–2022.

Were you here?

Old photos of Veneta after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Veneta archive →
Be ready

Get ready for what Veneta faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Veneta

Is Veneta at risk for natural disasters?

On FEMA’s National Risk Index, Veneta has higher expected damage per building than 60% of U.S. towns: C+ for hazard risk, #45 of 142 in Oregon. Most of the expected damage is earthquakes (51%) and river and rain flooding (48%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Veneta flood?

Flood insurance has paid 1 claim in Veneta since 1996, $24K in all, or 0.5 per 1,000 homes, fewer than 90% of U.S. towns with a flood insurance record.

Is Veneta in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lane County, 16% of homes in mapped flood zones carry federal flood insurance, and 1.6% of all homes do.

How much is flood insurance in Veneta?

FEMA’s Community Rating System list shows no discount for Veneta’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Veneta?

By FEMA money that reached Veneta, Severe Winter Storm with High Winds (2002): $6K to the City of Veneta for repairs.

Is Veneta at risk from earthquakes?

It is the largest share of the building damage FEMA expects here (51%), and Veneta’s rate for it is higher than 88% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Veneta.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Veneta’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.