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Balch Hotel - Dufur OregonPhoto: Ian Poellet (User:Werewombat) · CC BY-SA 3.0
–Not graded
Natural hazards in Dufur · FEMA

Storms, floods and disasters in Dufur

Dufur isn’t graded for hazard risk: Dufur has 952 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1996.

Flood claims
1
paid since 1996 · $3K
Disasters paid out here
0
of 11 declared for Wasco County
By hazard

What Dufur faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Wildfire

77%of expected building damage
Well above average · in the top 1% of U.S. census tracts

River and rain flooding

20%of expected building damage
Above average · higher than 64% of U.S. census tracts
Recorded about once every 9 years in the area
Smaller shares here
 Earthquakes Strong wind Hail Volcanic activity top 0% Tornadoes Winter storms Ice storms Cold waves Heat waves Landslides Lightning Avalanches top 0%
FEMA models no building damage here
Coastal floodingHurricanesTsunamis

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Dufur flood? Rarely: 1 flood claim since 1996

Every paid claim on a federal flood insurance policy in Dufur, from FEMA’s records.

Paid flood claims, by year
1996: 1 claim1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims1996
19962026
1
paid claims since 1996
$3K
paid to owners
0
homes flooded more than once
$3K
average claim
of all homes are insured
No community discount

Dufur isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wasco County.
Disasters

The storms Dufur remembers

None of the 11 disasters declared for Wasco County shows FEMA aid or repair money reaching Dufur itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19961 flood claims paidThe year of High Winds, Severe Storms and Flooding, declared for Wasco County
Disasters declared, by decade
Paid out in DufurWasco County only

Wasco County has had 11 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 12 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Wasco County, 2002–2026.

Were you here?

Old photos of Dufur after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Dufur archive →
Be ready

Get ready for what Dufur faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Dufur

Does Dufur flood?

Flood insurance has paid 1 claim in Dufur since 1996, $3K in all.

Is Dufur in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wasco County, 0.4% of all homes carry federal flood insurance.

How much is flood insurance in Dufur?

FEMA’s Community Rating System list shows no discount for Dufur’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Dufur.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dufur’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.