Photo: Kristi Ellis · CC BY-SA 3.0Yukon’s building-damage rate from hail is in the top 4% of U.S. census tracts
On FEMA’s National Risk Index, Yukon gets a C+ for hazard risk: higher expected damage per building than 56% of U.S. towns, #17 of 131 in Oklahoma. Most of that expected damage is river and rain flooding (54%), then hail (17%). Flood insurance has paid 44 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Yukon’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Yukon faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Ice storms
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Yukon’s grade
River and rain flooding is 54% of the building damage FEMA expects in Yukon, and Yukon’s rate of river and rain flooding damage is lower than 57% of U.S. census tracts. Hail adds 17%, at a rate in the top 4% of U.S. census tracts.
C+ #17 of 131 in Oklahoma; higher expected damage per building than 56% of U.S. towns (21,298).
Yukon’s residents live in 9 census tracts; FEMA’s figures are combined by where they live.
The typical Oklahoma town has higher expected damage than 69% of U.S. towns; within the state, Yukon has less expected damage per building than 88% of Oklahoma towns.
In dollars, FEMA expects about $10.0M a year in losses across Yukon: $4.6M to buildings, the rest to people and crops.
Does Yukon flood? Sometimes: 44 flood claims since 1978
Every paid claim on a federal flood insurance policy in Yukon, from FEMA’s records: 4.4 per 1,000 homes, more than 57% of the 13,809 U.S. towns with a flood insurance record.
- The Early summer storms1 claim · $23K
Yukon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Canadian County.19 federal disasters brought FEMA money to Yukon
Disasters that paid out in Yukon itself (aid to households or repair grants to the City of Yukon), newest first, with that year’s flood claims.
- 2021Severe Winter Storms129 households applied for aid$42K aid approved
- 2020Severe Winter Storm$1.1M to the City of Yukon for repairs
- 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding35 households applied for aid$43K aid approved$47K to the City of Yukon for repairs2 flood claims paid that year
- 2015Severe Winter Storms and Flooding$716K to the City of Yukon for repairs
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding27 households applied for aid$20K aid approved$60K to the City of Yukon for repairs
- 2013Severe Storms, Tornadoes, and Flooding109 households applied for aid$51K aid approved$46K to the City of Yukon for repairs2 flood claims paid that year
Show all 19
- 2011Severe Storms, Tornadoes, Straight-line Winds, and Flooding33 households applied for aid$56K aid approved
- 2010Severe Winter Storm$96K to the City of Yukon for repairs
- 2009Severe Winter Storm$138K to the City of Yukon for repairs
- 2007Severe Winter Storms$125K to the City of Yukon for repairs
- 2007Severe Storms, Tornadoes, and Flooding43 households applied for aid$59K aid approved$66K to the City of Yukon for repairs
- 2007Severe Storms, Flooding, and Tornadoes40 households applied for aid$17K aid approved$62K to the City of Yukon for repairs
- 2007Severe Storms, Tornadoes and Flooding$8K to the City of Yukon for repairs
- 2007Severe Winter Storms$25K to the City of Yukon for repairs
- 2005Extreme Wildfire Threat$5K to the City of Yukon for repairs
- 2003Severe Storms and Tornadoes32 households applied for aid$4K aid approved
- 2002Severe Winter Ice Storm$462K to the City of Yukon for repairs
- 2001Severe Storms, Flooding, and Tornadoes$69K to the City of Yukon for repairs
- 2000Severe Winter Ice Storm$128K to the City of Yukon for repairs
Canadian County has had 31 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Canadian County, 2011–2026.
Old photos of Yukon after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Yukon archive →Yukon and its neighbors
Yukon has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Yukon | C+more damage than 56% | river and rain flooding | 44 |
| Oklahoma City | Cmore damage than 68% | river and rain flooding | 996 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Yukon faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Yukon
Is Yukon at risk for natural disasters?
On FEMA’s National Risk Index, Yukon has higher expected damage per building than 56% of U.S. towns: C+ for hazard risk, #17 of 131 in Oklahoma. Most of the expected damage is river and rain flooding (54%) and hail (17%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Yukon flood?
Flood insurance has paid 44 claims in Yukon since 1978, $738K in all, or 4.4 per 1,000 homes, more than 57% of U.S. towns with a flood insurance record. 6 properties have flooded more than once. The most claims came from Early summer storms (1).
Is Yukon in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Canadian County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Yukon?
FEMA’s Community Rating System list shows no discount for Yukon’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Yukon?
By FEMA money that reached Yukon, Severe Winter Storm (2020): $1.1M to the City of Yukon for repairs. By flood claims, Early summer storms: 1 paid, $23K.
Is Yukon at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (54%), and Yukon’s rate for it is lower than 57% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Yukon.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Yukon’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.