OKMap-doton-Terral, 2004
Terral’s story
134 years in pictures
Census counts: 573 in 1910, 280 in 2020. The archive holds 1 old photo or paper going back to 2004 and 4 maps from 1905 on.
- 1892Terral is settled
TerralOK
A town of 284, settled in 1892.
Population
284
2025 Census estimate · +1.4% since 2020
Typical home
$66K
−22.3% in a year
Household income
$35K
median
Median age
52.2
years
Jobs based here
18
A commuter town
Is Terral a good place to live?
26% of residents live below the poverty line in Terral, against 18% in Oklahoma’s towns and 9.6% across U.S. towns. Of the 131 Oklahoma towns we compare, none has a lower median rent than Terral. Terral has fewer than 1,000 residents, too few for fair grades; the figures below are still real.
Small town
284 people, and everyone knows the way
In a town this size, neighbors are the best guide. Ask them anything.
Nearby towns
Getting set up
The full setup list →Moving to Terral: who provides what
Who provides power, water and the rest in Terral, and how to reach them.
PowerCotton Electric Coop12.7¢/kWh · EIA 2025HIFLD · EIA
WaterTerral water system2 health-based violations in 5 years · EPAEPA
Internet4 providers85% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Terral’s trash rules yet
Register to voteOnlineIn Oklahoma you can register online until 25 days before Election Day, in person until 25 days before Election Day, or by mail (received 25 days before).vote.govWho runs elections hereSecretary, Jefferson County Election BoardJefferson County; contacts on the Handbook page.FVAP, Feb 2018
ZIP code7356973569 100%Census 2020
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.
The data
Ordered by what stands out in Terral.
Housing
The typical home in Terral is valued at about $66K
Terral: 62% of households own their home, near the Oklahoma town median (62%) and below the median of U.S. towns (73%). Home values are down 22% over the year to September 2026.
$66KZillow home value
Typical home value
Terral$66K
Oklahoma$221K
−22.3%
value change, 1 year
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Work & commute
Most of Terral’s workers head elsewhere: there are 0.2 jobs for each of them
Half the trips to work are shorter than 43 miles. Terral’s average commute comes in at 30 minutes. Only 4 of the 132 Oklahoma towns we compare have a lower typical household income than Terral. The top destinations are Duncan (14%), Waurika (10%) and Ryan (8%).
0%work in town
| Terral | Oklahoma towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 30 minutes | 22 minutes | 25 minutes |
| Median household income | $35,000 | $55,000 | $80,000 |
Where working residents work
In Terral0%
Duncan14%
Waurika10%
Ryan8%
Norman5%
43 mi
median commute distance
18
jobs based in Terral
A commuter town
jobs vs. working residents
Census LEHD 2023 · ACS
Climate
In Terral, a typical July afternoon runs hotter than in the typical Oklahoma or U.S. town
Terral brings mild winters and hot summers. July afternoons reach 96°, January nights drop to 30° and snow is almost unheard of.
96°summer high
Typical low → high °F
Winter33–57°
Spring51–75°
Summer71–95°
Fall52–77°
Nov 8
typical first frost
Mar 24
typical last frost
+0.4°
vs. the 20th-century average
96°
typical summer high
NOAA U.S. Climate Normals, 1991–2020
Natural hazards
The biggest natural risk in Terral is drought, at a high overall level
FEMA expects more storm and flood damage in Terral than in 63% of U.S. communities. Federal aid has come to Terral households in 3 declared disasters; the latest was in 2021. Expected losses in Terral break down as 43% from drought and 18% from inland flooding.
63risk score of 100
FEMA risk score
DroughtInland floodingTornadoes
3
federal disasters paid out here
FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA
Health
Compared with most of Oklahoma and the rest of the country, more of Terral’s adults have high blood pressure
On the CDC’s 32 measures, Terral is ahead of Oklahoma on 4 and behind on 15. Among 132 Oklahoma towns, just 6 have a higher share of adults who have diabetes than Terral. For adults in the town, the share who have obesity is 41%.
| Terral | Oklahoma towns | U.S. towns | |
|---|---|---|---|
| Diabetes (CDC PLACES) | 19% | 14% | 12% |
| Get no exercise (CDC PLACES) | 43% | 34% | 25% |
| High blood pressure (CDC PLACES) | 50% | 40% | 35% |
| Frequent physical distress (CDC PLACES) | 19% | 16% | 14% |
32 measures vs. Oklahoma
4 better13 too close to call15 worse
| What stands out | Terral | OK |
|---|---|---|
| Fewer binge drinkers | 10.7% | 14% |
| More adults treating high blood pressure | 83% | 76.3% |
| More adults with COPD | 13.5% | 8% |
Nocona General Hospital
14.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Keep exploring
Everything we know about Terral
16pages on Terral
The big questions
Out and about
The story
After high school
Colleges nearby
None within 15 miles of Terral; the nearest are
Midwestern State UniversityUniversity or college · Public · Wichita Falls, TX33.4 mi$10,580 in-state tuitionNorth Central Texas CollegeCommunity college · Public · Gainesville, TX48.3 mi$3,600 in-state tuition
About 4 of every 100 Terral residents are enrolled in college, against 6 across Oklahoma.
A commuter town
100% of working residents leave Terral for work
Where Terral’s working residents go each day. Line width shows the share.
18jobs based in Terral
0%of working residents work in town
43 mimedian commute distance
Census LEHD 2023
About Terral
Town in Oklahoma, United States
Terral is an agricultural town in Jefferson County, Oklahoma, United States. As of the 2020 census, Terral had a population of 280.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Established
- 1892
- Area
- 0.4 sq mi
- Elevation
- 846 ft
- ZIP code
- 73569
Questions about Terral
Short answers, built from the data on this page.
Is Terral, OK a good place to live?
Terral has fewer than 1,000 residents, too few for fair grades; the figures below are still real.