More hazard damage per building is expected in Shady Point than in 89% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Shady Point gets a D for hazard risk: higher expected damage per building than 89% of U.S. towns. Most of that expected damage is river and rain flooding (62%), then wildfire (20%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Shady Point’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Shady Point faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Ice storms
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Shady Point’s grade
River and rain flooding is 62% of the building damage FEMA expects in Shady Point, and Shady Point’s rate of river and rain flooding damage is higher than 88% of U.S. census tracts. Wildfire adds 20%, at a rate in the top 2% of U.S. census tracts.
D higher expected damage per building than 89% of U.S. towns (21,298).
All of Shady Point’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $677K a year in losses across Shady Point: $336K to buildings, the rest to people and crops.
Does Shady Point flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Shady Point. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Shady Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Le Flore County.4 federal disasters brought FEMA money to Shady Point
Disasters that paid out in Shady Point itself (aid to households or repair grants to the Town of Shady Point), newest first, with that year’s flood claims.
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding26 households applied for aid$1K aid approved
- 2011Severe Storms and Flooding$5K to the Town of Shady Point for repairs
- 2008Severe Storms, Tornadoes, and Flooding$10K to the Town of Shady Point for repairs
- 2000Severe Winter Ice Storm$23K to the Town of Shady Point for repairs
Le Flore County has had 26 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Shady Point after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Shady Point archive →Shady Point and its neighbors
Shady Point is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Poteau | Cmore damage than 68% | river and rain flooding | 8 |
| Shady Point | Dmore damage than 89% | river and rain flooding | 0 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Shady Point faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Shady Point
Is Shady Point at risk for natural disasters?
On FEMA’s National Risk Index, Shady Point has higher expected damage per building than 89% of U.S. towns: D for hazard risk. Most of the expected damage is river and rain flooding (62%) and wildfire (20%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Shady Point in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Le Flore County, 5% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Shady Point?
FEMA’s Community Rating System list shows no discount for Shady Point’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Shady Point?
By FEMA money that reached Shady Point, Severe Winter Ice Storm (2000): $23K to the Town of Shady Point for repairs.
Is Shady Point at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (62%), and Shady Point’s rate for it is higher than 88% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Shady Point.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Shady Point’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.