Guest, Sign inJoin

Post to Mountain View

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Oklahoma - McAlester through Mountain ViewPhoto: Unknown authorUnknown author or not provided · Public domain
–Not graded
Natural hazards in Mountain View · FEMA

Storms, floods and disasters in Mountain View

Mountain View isn’t graded for hazard risk: Mountain View has 543 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
9
of 29 declared for Kiowa County
By hazard

What Mountain View faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

50%of expected building damage
Above average · higher than 75% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

12%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once every 4 years in the area

Strong wind

11%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about 5 times a year in the area

Hail

8%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about 10 times a year in the area
Smaller shares here
 Earthquakes Winter storms Hurricanes Cold waves Lightning Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 13% of Mountain View’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mountain View flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Mountain View. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Mountain View isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kiowa County.
Disasters

9 federal disasters brought FEMA money to Mountain View

Disasters that paid out in Mountain View itself (aid to households or repair grants to the Town of Mountain View), newest first, with that year’s flood claims.

  1. 2021Severe Winter Storms$26K to the Town of Mountain View for repairs
  2. 2020Severe Winter Storm$18K to the Town of Mountain View for repairs
  3. 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding$55K to the Town of Mountain View for repairs
  4. 2017Severe Storms, Tornadoes, and Flooding$20K to the Town of Mountain View for repairs
  5. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding5 households applied for aid$7K aid approved
  6. 2010Severe Winter Storm$47K to the Town of Mountain View for repairs
Show all 9
  1. 2007Severe Storms, Tornadoes, and Flooding5 households applied for aid$31K aid approved
  2. 2007Severe Storms, Flooding, and Tornadoes2 households applied for aid$8K aid approved
  3. 2002Severe Winter Ice Storm$9K to the Town of Mountain View for repairs
Disasters declared, by decade
Paid out in Mountain ViewKiowa County only

Kiowa County has had 29 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Kiowa County, 2008–2025.

Were you here?

Old photos of Mountain View after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Mountain View archive →
Be ready

Get ready for what Mountain View faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Mountain View

Is Mountain View in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kiowa County, 3% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Mountain View?

FEMA’s Community Rating System list shows no discount for Mountain View’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Mountain View?

By FEMA money that reached Mountain View, Severe Storms, Straight-line Winds, Tornadoes, and Flooding (2019): $55K to the Town of Mountain View for repairs.

Storm stories

Memories, warnings and help from neighbors in Mountain View.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mountain View’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.