Storms, floods and disasters in Mountain Park
Mountain Park isn’t graded for hazard risk: Mountain Park has 265 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2025.
What Mountain Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Mountain Park flood? Rarely: 1 flood claim since 2025
Every paid claim on a federal flood insurance policy in Mountain Park, from FEMA’s records.
Mountain Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kiowa County.4 federal disasters brought FEMA money to Mountain Park
Disasters that paid out in Mountain Park itself (aid to households or repair grants to the Town of Mountain Park), newest first, with that year’s flood claims.
- 2020Severe Winter Storm$5K to the Town of Mountain Park for repairs
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding17 households applied for aid$70K aid approved$16K to the Town of Mountain Park for repairs
- 2010Severe Winter Storm$16K to the Town of Mountain Park for repairs
- 2007Severe Storms, Flooding, and Tornadoes4 households applied for aid$20K aid approved$1K to the Town of Mountain Park for repairs
Kiowa County has had 29 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Kiowa County, 2008–2025.
Old photos of Mountain Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mountain Park archive →Get ready for what Mountain Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mountain Park
Does Mountain Park flood?
Flood insurance has paid 1 claim in Mountain Park since 2025, $12K in all.
Is Mountain Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kiowa County, 3% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Mountain Park?
FEMA’s Community Rating System list shows no discount for Mountain Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mountain Park?
By FEMA money that reached Mountain Park, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2015): 17 households applied for aid, $70K approved, and $16K to the Town of Mountain Park for repairs.
Storm stories
Memories, warnings and help from neighbors in Mountain Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mountain Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.