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–Not graded
Natural hazards in Mounds · FEMA

Storms, floods and disasters in Mounds

Mounds isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Mounds yet.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
7
of 25 declared for Creek County
By hazard

What Mounds faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

62%of expected building damage
Above average · higher than 78% of U.S. census tracts
Recorded about 2 times a year in the area

Ice storms

13%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once a year in the area

Hail

10%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about 9 times a year in the area

Wildfire

9%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Smaller shares here
 Tornadoes Strong wind Earthquakes Winter storms top 5% Cold waves Lightning Hurricanes Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 17% of Mounds’ expected losses. Cold waves do little damage to buildings (0.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mounds flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Mounds. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Mounds isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Creek County.
What’s been done with FEMA grants
22storm safe rooms built
Disasters

7 federal disasters brought FEMA money to Mounds

Disasters that paid out in Mounds itself (aid to households or repair grants to the Town of Mounds), newest first, with that year’s flood claims.

  1. 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding2 households applied for aid$24K aid approved
  2. 2022Severe Storms, Tornadoes, and Flooding17 households applied for aid$84K aid approved
  3. 2021Severe Winter Storms10 households applied for aid$71K aid approved
  4. 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding12 households applied for aid$3K aid approved
  5. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding25 households applied for aid$45K aid approved
  6. 2007Severe Storms, Flooding, and Tornadoes2 households applied for aid$356 aid approved
Show all 7
  1. 2005Extreme Wildfire Threat1 households applied for aid$11K aid approved
Disasters declared, by decade
Paid out in MoundsCreek County only

Creek County has had 25 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 14 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Creek County, 2000–2025.

Were you here?

Old photos of Mounds after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Mounds archive →
Next door

Mounds and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Sapulpa: hazard risk C−Glenpool: hazard risk B+SapulpaGlenpoolMounds
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
GlenpoolB+less damage than 65%river and rain flooding14
SapulpaC−more damage than 78%river and rain flooding172

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Mounds faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Mounds

Is Mounds in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Creek County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Mounds?

FEMA’s Community Rating System list shows no discount for Mounds’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Mounds?

By FEMA money that reached Mounds, Severe Storms, Tornadoes, and Flooding (2022): 17 households applied for aid, $84K approved.

Storm stories

Memories, warnings and help from neighbors in Mounds.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mounds’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.