MoodysOK
A town of 1,108, settled in 1896.
Is Moodys a good place to live?
Moodys’ weakest subject grade is a D− for incomes. Only 8 of Oklahoma’s 229 towns score lower on hazard risk. CDC estimates put its residents' health behind 92% of the country. No town among the 132 in Oklahoma we compare has a lower share of working residents who work in town than Moodys. Only 17 of Oklahoma’s 229 towns score lower on the outdoors. Moodys has fewer than 2,500 residents, so it gets subject grades but no overall grade.
1,108 people, and everyone knows the way
In a town this size, neighbors are the best guide. Ask them anything.
How Moodys grades
Each subject compared with towns across the country (schools within Oklahoma), ordered by how far Moodys is from typical.
How TownRatings grades towns →
Moving to Moodys: who provides what
Moodys is unincorporated, so Cherokee County and regional agencies provide most services.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.
The data
Ordered by what stands out in Moodys.
Moodys’ grade for health is a D
44% of adults have high blood pressure in Moodys, above both the Oklahoma town median (40%) and the median of U.S. towns (35%). 16% of adults have diabetes in Moodys. Moodys beats the Oklahoma average on 1 of 32 CDC measures and trails it on 11.
| Moodys | Oklahoma towns | U.S. towns | |
|---|---|---|---|
| High blood pressure (CDC PLACES) | 44% | 40% | 35% |
| Diabetes (CDC PLACES) | 16% | 14% | 12% |
| Smoke cigarettes (CDC PLACES) | 21% | 18% | 14% |
| Obesity (CDC PLACES) | 44% | 41% | 35% |
| What stands out | Moodys | OK |
|---|---|---|
| More adults treating high blood pressure | 78.9% | 76.3% |
| More adults who have had a stroke | 4.7% | 3.7% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
The FEMA risk score in Moodys is higher than in the typical Oklahoma or U.S. town
Moodys’ FEMA risk score is 87 of 100, above both Oklahoma’s towns (61 of 100) and U.S. towns (44 of 100).
FEMA National Risk Index · OpenFEMA
Compared with most of Oklahoma and the rest of the country, the median age in Moodys is higher
Moodys’ median age is 48.5 years. People 65 and older are 32% of residents (16% statewide); adults 18 to 34 are 12% of residents (23% statewide). 22% of Moodys residents are under 18.
| Moodys | Oklahoma towns | U.S. towns | |
|---|---|---|---|
| Median age | 48.5 years | 36.2 years | 40.5 years |
| Under 18 | 22% | 25% | 22% |
| Bachelor’s degree or more, 25+ | 22% | 20% | 29% |
Ages · share of residents
Education · adults 25 and older
Women and men · all residents
42% women, 58% men
About 139 men for every 100 women (the survey’s margin: ±7.7 points). Across Oklahoma, 50.2% of residents are women. Among residents 65 to 74, 92% are men (OK 47%).
| Moodys | OK | U.S. | |
|---|---|---|---|
| Under 10 | 8.4% | 12.8% | 11.6% |
| 10 to 17 | 13.4% | 11.2% | 10.3% |
| 18 to 24 | 5.2% | 9.8% | 9.1% |
| 25 to 34 | 7% | 13.5% | 13.7% |
| 35 to 44 | 12.4% | 13.2% | 13.2% |
| 45 to 54 | 7.9% | 11.4% | 12.2% |
| 55 to 64 | 13.4% | 11.9% | 12.7% |
| 65 to 74 | 28.9% | 9.7% | 10.2% |
| 75 and older | 3.3% | 6.6% | 7% |
| No diploma | 6.9% | 10.6% | 10.4% |
| High school | 44.6% | 30.6% | 26% |
| Some college | 19.1% | 22.1% | 19.1% |
| Associate’s | 7.1% | 8.3% | 8.8% |
| Bachelor’s | 14.7% | 18.5% | 21.6% |
| Graduate | 7.7% | 9.9% | 14.1% |
U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,100, single groups can be off by several points
With 0.1 jobs for every working resident, most of Moodys’ workers commute out
Most working residents leave Moodys for work: only 0% work in town. The average trip to work in Moodys is 19 minutes. The top destinations are Tahlequah (27%), Tulsa (12%) and Muskogee (6%).
| Moodys | Oklahoma towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 19 minutes | 22 minutes | 25 minutes |
| Below the poverty line | 19% | 18% | 9.6% |
Where working residents work
Census LEHD 2023 · ACS
Moodys has mild winters and hot summers
Moodys has chilly winters and warm summers, with plenty of rain. Only 3 of the 132 Oklahoma towns we compare have a lower July high than Moodys.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
Homes in Moodys sell for about $260K
Zillow Home Value Index · Redfin Data Center
Everything we know about Moodys
Colleges nearby
1 within 15 miles of the center of Moodys
About 6 of every 100 Moodys residents are enrolled in college, about the same as Oklahoma.
100% of working residents leave Moodys for work
Where Moodys’s working residents go each day. Line width shows the share.
Census LEHD 2023
About Moodys
Unincorporated community in Oklahoma, US
Moodys (Cherokee: ᎽᏗ) is an unincorporated community in Cherokee County, Oklahoma, United States. As of the 2020 census, Moodys had a population of 854. The community is 8 miles (13 km) north of Tahlequah. Moodys has a post office with ZIP code 74444, which opened on March 21, 1896.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Elevation
- 925 ft
- ZIP code
- 74444
Questions about Moodys
Short answers, built from the data on this page.
Is Moodys, OK expensive?
The typical home is worth about $401,000, 81% above the Oklahoma typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.