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Oklahoma›Cherokee County

MoodysOK

A town of 1,108, settled in 1896.

Is Moodys a good place to live?

Moodys’ weakest subject grade is a D− for incomes. Only 8 of Oklahoma’s 229 towns score lower on hazard risk. CDC estimates put its residents' health behind 92% of the country. No town among the 132 in Oklahoma we compare has a lower share of working residents who work in town than Moodys. Only 17 of Oklahoma’s 229 towns score lower on the outdoors. Moodys has fewer than 2,500 residents, so it gets subject grades but no overall grade.

Small town

1,108 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Steely HollowJohnson PrairieLowreySteely HollowJohnson PrairieLowreyMoodys

How Moodys grades

Each subject compared with towns across the country (schools within Oklahoma), ordered by how far Moodys is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Moodys: who provides what

Moodys is unincorporated, so Cherokee County and regional agencies provide most services.

PowerLake Region Electric Coop13.0¢/kWh · EIA 2025HIFLD · EIA
WaterCherokee Co. RWD #3 (Grandview)No health-based violations in 5 years · EPAEPA
Internet6 providers97% of addresses get 100/20 MbpsFCC
Trash & county servicesCherokee CountyCherokee County provides services here
SchoolsLowrey Public SchoolGrand View Public School2 districts serve Moodys; which school depends on your address and gradeNCES
Register to voteOnlineIn Oklahoma you can register online until 25 days before Election Day, in person until 25 days before Election Day, or by mail (received 25 days before).vote.gov
Who runs elections hereSecretary, Cherokee County Election BoardCherokee County; contacts on the Handbook page.FVAP, Feb 2018
ZIP code7446474464 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Moodys.

HealthD

Moodys’ grade for health is a D

44% of adults have high blood pressure in Moodys, above both the Oklahoma town median (40%) and the median of U.S. towns (35%). 16% of adults have diabetes in Moodys. Moodys beats the Oklahoma average on 1 of 32 CDC measures and trails it on 11.

8%healthier than U.S. townsDHealth Grade
MoodysOklahoma townsU.S. towns
High blood pressure (CDC PLACES)44%40%35%
Diabetes (CDC PLACES)16%14%12%
Smoke cigarettes (CDC PLACES)21%18%14%
Obesity (CDC PLACES)44%41%35%
32 measures vs. Oklahoma
1 better20 too close to call11 worse
What stands outMoodysOK
More adults treating high blood pressure78.9%76.3%
More adults who have had a stroke4.7%3.7%
Cherokee Nation W W Hastings Indian Hospital
8.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade D

The FEMA risk score in Moodys is higher than in the typical Oklahoma or U.S. town

Moodys’ FEMA risk score is 87 of 100, above both Oklahoma’s towns (61 of 100) and U.S. towns (44 of 100).

87risk score of 100
FEMA risk score
87Very high riskLowerHigher
Inland floodingHeat wavesTornadoes

FEMA National Risk Index · OpenFEMA

Who lives here

Compared with most of Oklahoma and the rest of the country, the median age in Moodys is higher

Moodys’ median age is 48.5 years. People 65 and older are 32% of residents (16% statewide); adults 18 to 34 are 12% of residents (23% statewide). 22% of Moodys residents are under 18.

48.5median age · OK 37
MoodysOklahoma townsU.S. towns
Median age48.5 years36.2 years40.5 years
Under 1822%25%22%
Bachelor’s degree or more, 25+22%20%29%
MoodysOklahomaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma7%
High school45%
Some college19%
Associate’s7%
Bachelor’s15%
Graduate8%

Women and men · all residents

42% women, 58% men

About 139 men for every 100 women (the survey’s margin: ±7.7 points). Across Oklahoma, 50.2% of residents are women. Among residents 65 to 74, 92% are men (OK 47%).

Ages and education in Moodys
MoodysOKU.S.
Under 108.4%12.8%11.6%
10 to 1713.4%11.2%10.3%
18 to 245.2%9.8%9.1%
25 to 347%13.5%13.7%
35 to 4412.4%13.2%13.2%
45 to 547.9%11.4%12.2%
55 to 6413.4%11.9%12.7%
65 to 7428.9%9.7%10.2%
75 and older3.3%6.6%7%
No diploma6.9%10.6%10.4%
High school44.6%30.6%26%
Some college19.1%22.1%19.1%
Associate’s7.1%8.3%8.8%
Bachelor’s14.7%18.5%21.6%
Graduate7.7%9.9%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,100, single groups can be off by several points

Work & commuteJobs & income grade D−

With 0.1 jobs for every working resident, most of Moodys’ workers commute out

Most working residents leave Moodys for work: only 0% work in town. The average trip to work in Moodys is 19 minutes. The top destinations are Tahlequah (27%), Tulsa (12%) and Muskogee (6%).

0%work in town
MoodysOklahoma townsU.S. towns
Average trip to work19 minutes22 minutes25 minutes
Below the poverty line19%18%9.6%

Where working residents work

In Moodys0%
Tahlequah27%
Tulsa12%
Muskogee6%
Catoosa4%
28 mi
median commute distance
30
jobs based in Moodys
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 59% of U.S. towns

Census LEHD 2023 · ACS

Climate

Moodys has mild winters and hot summers

Moodys has chilly winters and warm summers, with plenty of rain. Only 3 of the 132 Oklahoma towns we compare have a lower July high than Moodys.

4″snow a winter

Typical low → high °F

Winter29–51°
Spring48–70°
Summer68–89°
Fall49–72°
Oct 31
typical first frost
Apr 4
typical last frost
+0.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade B−

Homes in Moodys sell for about $260K

$260Kmedian sale price
2
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Moodys

16pages on Moodys
After high school

Colleges nearby

1 within 15 miles of the center of Moodys

A commuter town

100% of working residents leave Moodys for work

Where Moodys’s working residents go each day. Line width shows the share.

27% → Tahlequah Tahlequah 27% 12% → Tulsa Tulsa 12% 6% → Muskogee Muskogee 6% 4% → Catoosa Catoosa 4% 2% → Pryor Creek Pryor Creek 2% 2% → Siloam Springs Siloam Springs 2% Moodys · 0% stay
30jobs based in Moodys
0%of working residents work in town
28 mimedian commute distance

Census LEHD 2023

About Moodys

Unincorporated community in Oklahoma, US

Moodys (Cherokee: ᎽᏗ) is an unincorporated community in Cherokee County, Oklahoma, United States. As of the 2020 census, Moodys had a population of 854. The community is 8 miles (13 km) north of Tahlequah. Moodys has a post office with ZIP code 74444, which opened on March 21, 1896.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Elevation
925 ft
ZIP code
74444

Questions about Moodys

Short answers, built from the data on this page.

Is Moodys, OK expensive?

The typical home is worth about $401,000, 81% above the Oklahoma typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.