Loveland reaches 100° on about 39 days a year, more than 98% of U.S. towns
The depth of winter brings overnight lows near 29°. It is a dry place: less rain and snow fall here than on 86% of U.S. towns. Compared with 1901–2000, the average now sits 0.8° higher. Warm coats and heating bills mark the months from December to February, when means dip under 50°.
A year in Loveland at a glance
Each month’s typical high and low, and what it brings.
What stands out about Loveland’s climate
Compared with towns across the U.S., with Loveland’s place in Oklahoma beside it.
What a year in Loveland feels like
Typical highs and lows by season and by month, from NOAA’s 30-year normals.
About 219 frost-free days a year
In half of years the last 32° night comes by March 31 and the first by November 6. Frost and day counts come from NOAA’s station at Grandfield 3w Mesonet, OK, 5 miles from the town’s center, at about the same height.
The 2023 USDA map puts Loveland’s center in zone 8a: the coldest night of a typical winter, averaged over 1991–2020, reaches about 11°. Plant labels use the zone; frost dates tell you when to plant.
Freezing nights by month
Average nights at or below 32°
90° days by month
Average days at 90° or more
About 29 inches of rain a year
May is the wettest month and January the driest. Rain falls on about 59 days a year. Snow is rare: about 0.8" in a normal year at Chattanooga, OK, so most winters see none.
Rain + melted snow by month
Inches of water
Heating and cooling a home in Loveland
56% of the work is heating. Months averaging under 55° run from November through March.
Degree days add up how far each day’s average falls below (heating) or rises above (cooling) 65° over a year. NOAA normals at Grandfield 3w Mesonet, OK.
Living with Loveland’s climate
What the numbers mean for a garden, a free afternoon and a bad-weather day.
219 frost-free days in zone 8a. The last frost comes by Mar 31 in half of years, so many gardeners wait a week or two past that to set out tomatoes. The first fall frost comes by Nov 6.
Months with highs of 62–84° and lows of 40° or more: March, April, May and October.
Parks & trails →Of the yearly building losses FEMA expects in Loveland from natural hazards, drought is the largest share (33%); heat waves, cold waves, winter storms and ice storms together are 16%. Normals are averages; the hazards page covers the extremes.
Natural hazards →Loveland and similar climates
TownRatings has no climate map of the towns around Loveland yet.
Climates most like Loveland’s, farther away
TownRatings’ own comparison of NOAA 1991–2020 normals, not a NOAA product: places of 5,000+ at least 150 miles away, one per state, closest on January low, July high, precipitation and snow.
| Town | Jan. low | July high | Precip. | Snow |
|---|---|---|---|---|
| Loveland, OK | 29° | 97° | 29" | 0.8" |
| Brownwood, TX | 33° | 96° | 29" | 1.3" |
| Oakhurst, CA | 34° | 95° | 29" | 2.5" |
| Sedona, AZ | 30° | 97° | 17" | 1.0" |
| Central Point, OR | 32° | 93° | 22" | 3.4" |
Temperatures and precipitation come from NOAA’s 5 km grid; snow and day counts from the stations named on this page.
Warmer than it used to be
The last 30 years in Loveland averaged 0.8° warmer than the 1900s. The biggest change is in January (+1.9°).
A smaller shift than in 88% of U.S. towns.
Change by month
The two periods overlap (1991–2000 is in both), which makes the gap a little smaller than it would be between separate periods.
How Loveland compares
Against 12,954 U.S. towns of 2,500 or more (one per 5 km climate cell), with Loveland’s place among Oklahoma’s.
Loveland weather by month
Highs, lows and precipitation from NOAA’s grid at Loveland’s center; snow, wet days and snow on the ground from Chattanooga, OK. 1991–2020 normals.
| Month | High | Low | Rain + melt | Snow | Wet days | Snow on ground | 30-yr range |
|---|---|---|---|---|---|---|---|
| January | 54° | 29° | 1.1" | 0.4" | 4 | 0 | 37° – 49° |
| February | 58° | 33° | 1.3" | 0.2" | 4 | 0 | 39° – 53° |
| March | 67° | 41° | 2.3" | 0.1" | 5 | 0 | 49° – 60° |
| April | 76° | 49° | 2.7" | 0.0" | 5 | 0 | 56° – 69° |
| May | 84° | 60° | 4.1" | 0.0" | 7 | 0 | 68° – 78° |
| June | 93° | 68° | 3.6" | 0.0" | 7 | 0 | 76° – 89° |
| July | 97° | 72° | 2.4" | 0.0" | 5 | 0 | 80° – 93° |
| August | 97° | 71° | 2.5" | 0.0" | 5 | 0 | 78° – 93° |
| September | 88° | 63° | 2.9" | 0.0" | 5 | 0 | 71° – 83° |
| October | 77° | 51° | 2.8" | 0.0" | 5 | 0 | 58° – 69° |
| November | 65° | 39° | 1.8" | 0.1" | 4 | 0 | 46° – 57° |
| December | 55° | 31° | 1.5" | 0.0" | 4 | 0 | 35° – 47° |
| Year | 76° | 51° | 28.9" | 0.8" | 59 | 1 |
How much a month can swing
A normal is an average. August swings the most: from 1991 to 2020 its average ranged from 78° to 93°. May is the most reliable, staying within 10°.
Where Loveland’s numbers come from
Normals are 30-year averages, not a forecast. How TownRatings reads climate data →
- Temperatures and precipitation: NOAA’s gridded 1991–2020 normals for the 5 km cell at Loveland’s center.
- Snow: Chattanooga, OK.
- Frost, freezing nights, 90° and 100° days, heating and cooling: Grandfield 3w Mesonet, OK, 5 miles from the town’s center, at about the same height; the nearest station that passes our checks for distance, height and agreement with the grid.
- Growing zone: USDA Plant Hardiness Zone Map, 2023. USDA Agricultural Research Service and PRISM Group, Oregon State University, prism.oregonstate.edu/phzm, accessed 8 Oct 2026.
- Then and now: NOAA’s gridded normals for 1901–2000 at the same cell.
- Storms and extremes: FEMA National Risk Index (expected annual losses to buildings).
Common questions about Loveland’s climate
What is the weather like in Loveland?
A typical July afternoon reaches 97°, a January night drops to 29°, and snow is almost unheard of. Milder January nights than 71% of U.S. towns; hotter July afternoons than 98% of U.S. towns.
How cold does it get in Loveland in winter?
January nights average 29°. About 72 nights a year reach 32° or below. In the coldest January of the last 30 years the month averaged 37°.
How much snow does Loveland get?
About 0.8 inches in a normal winter at Chattanooga, OK, so most winters see none.
How hot does it get in Loveland?
July, with a typical high of 97° and a low of 72°. About 111 days a year reach 90° and 39 reach 100° (Grandfield 3w Mesonet, OK).
When is the first and last frost in Loveland?
In half of years the last spring frost (32°) comes by March 31 and the first fall frost by November 6, about 219 frost-free days, at Grandfield 3w Mesonet, OK.
What growing zone is Loveland in?
Zone 8a on the 2023 USDA Plant Hardiness Zone Map: the coldest night of a typical winter reaches about 11°.
What is the best time of year to visit Loveland?
By one simple rule (highs of 62–84° and lows of 40° or more), March, April, May and October. The rule is ours, not NOAA’s; the month table has the numbers to judge by.
Is Loveland getting warmer?
Yes: 1991–2020 averaged 0.8° warmer than 1901–2000 on NOAA’s grid. A smaller shift than 88% of U.S. towns.
Neighbors talk weather
Gardens, snow, and the best days of the year in Loveland.
Source: NOAA NCEI U.S. Climate Normals, 1991–2020 and 1901–2000; USDA/PRISM 2023 hardiness zones; FEMA National Risk Index. Today’s forecast: National Weather Service.