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Rock MaryRock Mary · Photo: CarlandLinda at English Wikipedia · Public domain
C+Hazard risk
Natural hazards in Hinton · FEMA

Hinton’s building-damage rate from tornadoes is in the top 1% of U.S. census tracts

On FEMA’s National Risk Index, Hinton gets a C+ for hazard risk: higher expected damage per building than 62% of U.S. towns, #32 of 131 in Oklahoma. Most of that expected damage is river and rain flooding (39%), then tornadoes (23%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 39%Tornadoes 23%Hail 15%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 62%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#32 of 131 in Oklahoma
Hazard risk
C+#32 of 131
in Oklahoma · higher than 62% of U.S. towns
Main hazard
River and rain flooding
39% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
13
of 35 declared for Caddo County
By hazard

What Hinton faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

39%of expected building damage
Below average · lower than 74% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

23%of expected building damage
Well above average · in the top 1% of U.S. census tracts

Hail

15%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Recorded about 11 times a year in the area

Ice storms

10%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Earthquakes Wildfire Lightning top 2% Cold waves top 2% Winter storms Hurricanes Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 28% of Hinton’s expected losses. Cold waves do little damage to buildings (0.3%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Hinton’s grade

River and rain flooding is 39% of the building damage FEMA expects in Hinton, and Hinton’s rate of river and rain flooding damage is lower than 74% of U.S. census tracts. Tornadoes add 23%, at a rate in the top 1% of U.S. census tracts.

Where Hinton sits
Hinton
Least damageMiddleMost damage

C+ #32 of 131 in Oklahoma; higher expected damage per building than 62% of U.S. towns (21,298).

All of Hinton’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding39%Tornadoes23%Hail15%Everything else23%

The typical Oklahoma town has higher expected damage than 69% of U.S. towns; within the state, Hinton has less expected damage per building than 76% of Oklahoma towns.

In dollars, FEMA expects about $1.5M a year in losses across Hinton: $502K to buildings, the rest to people and crops.

Shared tract.All of Hinton’s 4,917 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Hinton flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Hinton. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Hinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Caddo County.
What’s been done with FEMA grants
13storm safe rooms built
Disasters

13 federal disasters brought FEMA money to Hinton

Disasters that paid out in Hinton itself (aid to households or repair grants to the Town of Hinton), newest first, with that year’s flood claims.

  1. 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding4 households applied for aid$8K aid approved
  2. 2021Severe Winter Storms5 households applied for aid$6K aid approved
  3. 2020Severe Winter Storm$150K to the Town of Hinton for repairs
  4. 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding13 households applied for aid$22K aid approved
  5. 2015Severe Winter Storms and Flooding$39K to the Town of Hinton for repairs
  6. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding14 households applied for aid$11K aid approved
Show all 13
  1. 2013Severe Storms, Tornadoes, and Flooding3 households applied for aid$5K aid approved
  2. 2007Severe Winter Storms$1K to the Town of Hinton for repairs
  3. 2007Severe Storms, Tornadoes, and Flooding40 households applied for aid$41K aid approved$183K to the Town of Hinton for repairs
  4. 2007Severe Storms, Flooding, and Tornadoes19 households applied for aid$45K aid approved
  5. 2007Severe Storms, Tornadoes and Flooding$2K to the Town of Hinton for repairs
  6. 2002Severe Winter Ice Storm$48K to the Town of Hinton for repairs
  7. 2000Severe Winter Ice Storm$12K to the Town of Hinton for repairs
Disasters declared, by decade
Paid out in HintonCaddo County only

Caddo County has had 35 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Caddo County, 2006–2006.

Were you here?

Old photos of Hinton after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Hinton archive →
Be ready

Get ready for what Hinton faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hinton

Is Hinton at risk for natural disasters?

On FEMA’s National Risk Index, Hinton has higher expected damage per building than 62% of U.S. towns: C+ for hazard risk, #32 of 131 in Oklahoma. Most of the expected damage is river and rain flooding (39%) and tornadoes (23%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Hinton in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Caddo County, 9% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Hinton?

FEMA’s Community Rating System list shows no discount for Hinton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Hinton?

By FEMA money that reached Hinton, Severe Storms, Tornadoes, and Flooding (2007): 40 households applied for aid, $41K approved, and $183K to the Town of Hinton for repairs.

Is Hinton at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (39%), and Hinton’s rate for it is lower than 74% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Hinton.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hinton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.