Storms, floods and disasters in Forgan
Forgan isn’t graded for hazard risk: Forgan has 359 residents; we grade towns of 1,000 or more.
What Forgan faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Ice storms
River and rain flooding
Strong wind
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Forgan flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Forgan. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Forgan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Beaver County.3 federal disasters brought FEMA money to Forgan
Disasters that paid out in Forgan itself (aid to households or repair grants to the Town of Forgan), newest first, with that year’s flood claims.
- 2017Severe Winter Storm$31K to the Town of Forgan for repairs
- 2010Severe Winter Storm$3K to the Town of Forgan for repairs
- 2009Record Snow and Near Record Snow$2K to the Town of Forgan for repairs
Beaver County has had 18 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 4 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Beaver County, 2017–2026.
Old photos of Forgan after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Forgan archive →Get ready for what Forgan faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Forgan
Is Forgan in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Beaver County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in Forgan?
FEMA’s Community Rating System list shows no discount for Forgan’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Forgan?
By FEMA money that reached Forgan, Severe Winter Storm (2017): $31K to the Town of Forgan for repairs.
Storm stories
Memories, warnings and help from neighbors in Forgan.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Forgan’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.