Photo: DBinfo at English Wikipedia · Public domainFEMA expects more hazard damage per building in Drumright than in 67% of U.S. towns, led by river and rain flooding
On FEMA’s National Risk Index, Drumright gets a C for hazard risk: higher expected damage per building than 67% of U.S. towns, #57 of 131 in Oklahoma. Most of that expected damage is river and rain flooding (48%), then hail (15%). Flood insurance has paid 1 claim here since 1982.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Drumright faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Ice storms
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Drumright’s grade
River and rain flooding is 48% of the building damage FEMA expects in Drumright, and Drumright’s rate of river and rain flooding damage is lower than 54% of U.S. census tracts. Hail adds 15%, at a rate in the top 4% of U.S. census tracts.
C #57 of 131 in Oklahoma; higher expected damage per building than 67% of U.S. towns (21,298).
Drumright’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Oklahoma town has higher expected damage than 69% of U.S. towns; within the state, Drumright has less expected damage per building than 57% of Oklahoma towns.
In dollars, FEMA expects about $1.8M a year in losses across Drumright: $927K to buildings, the rest to people and crops.
Does Drumright flood? Rarely: 1 flood claim since 1982
Every paid claim on a federal flood insurance policy in Drumright, from FEMA’s records: 0.8 per 1,000 homes, fewer than 83% of the 13,809 U.S. towns with a flood insurance record.
Drumright isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Creek County.6 federal disasters brought FEMA money to Drumright
Disasters that paid out in Drumright itself (aid to households or repair grants to the City of Drumright), newest first, with that year’s flood claims.
- 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding3 households applied for aid$575 aid approved
- 2012Freedom and Noble Wildfires13 households applied for aid$106K aid approved
- 2007Severe Winter Storms$155K to the City of Drumright for repairs
- 2007Severe Storms, Flooding, and Tornadoes3 households applied for aid$11K to the City of Drumright for repairs
- 2005Extreme Wildfire Threat10 households applied for aid$10K aid approved$18K to the City of Drumright for repairs
- 2000Severe Winter Ice Storm$9K to the City of Drumright for repairs
Creek County has had 25 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 14 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Creek County, 2000–2025.
Old photos of Drumright after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Drumright archive →Get ready for what Drumright faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Drumright
Is Drumright at risk for natural disasters?
On FEMA’s National Risk Index, Drumright has higher expected damage per building than 67% of U.S. towns: C for hazard risk, #57 of 131 in Oklahoma. Most of the expected damage is river and rain flooding (48%) and hail (15%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Drumright flood?
Flood insurance has paid 1 claim in Drumright since 1982, $4K in all, or 0.8 per 1,000 homes, fewer than 83% of U.S. towns with a flood insurance record.
Is Drumright in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Creek County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Drumright?
FEMA’s Community Rating System list shows no discount for Drumright’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Drumright?
By FEMA money that reached Drumright, Severe Winter Storms (2007): $155K to the City of Drumright for repairs.
Is Drumright at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (48%), and Drumright’s rate for it is lower than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Drumright.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Drumright’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.