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–Not graded
Natural hazards in Cyril · FEMA

Storms, floods and disasters in Cyril

Cyril isn’t graded for hazard risk: Cyril has 841 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
11
of 35 declared for Caddo County
By hazard

What Cyril faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

38%of expected building damage
About average · lower than 60% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

20%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once every 10 years in the area

Hail

13%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about 12 times a year in the area

Wildfire

9%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Smaller shares here
 Earthquakes Lightning top 2% Winter storms Cold waves top 2% Hurricanes Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 16% of Cyril’s expected losses. Cold waves do little damage to buildings (0.2%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cyril flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Cyril. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Cyril isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Caddo County.
What’s been done with FEMA grants
1storm safe room built
Disasters

11 federal disasters brought FEMA money to Cyril

Disasters that paid out in Cyril itself (aid to households or repair grants to the Town of Cyril), newest first, with that year’s flood claims.

  1. 2020Severe Winter Storm$52K to the Town of Cyril for repairs
  2. 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding$4K to the Town of Cyril for repairs
  3. 2016Severe Storms and Flooding$21K to the Town of Cyril for repairs
  4. 2015Severe Winter Storms and Flooding$6K to the Town of Cyril for repairs
  5. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding12 households applied for aid$4K aid approved
  6. 2010Severe Winter Storm$26K to the Town of Cyril for repairs
Show all 11
  1. 2007Severe Winter Storms$9K to the Town of Cyril for repairs
  2. 2007Severe Storms, Tornadoes, and Flooding12 households applied for aid$10K aid approved$2K to the Town of Cyril for repairs
  3. 2007Severe Storms, Flooding, and Tornadoes1 households applied for aid$5K to the Town of Cyril for repairs
  4. 2007Severe Storms, Tornadoes and Flooding$6K to the Town of Cyril for repairs
  5. 2001Severe Storms, Flooding, and Tornadoes$4K to the Town of Cyril for repairs
Disasters declared, by decade
Paid out in CyrilCaddo County only

Caddo County has had 35 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Caddo County, 2006–2006.

Were you here?

Old photos of Cyril after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Cyril archive →
Be ready

Get ready for what Cyril faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Cyril

Is Cyril in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Caddo County, 9% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Cyril?

FEMA’s Community Rating System list shows no discount for Cyril’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Cyril?

By FEMA money that reached Cyril, Severe Winter Storm (2020): $52K to the Town of Cyril for repairs.

Storm stories

Memories, warnings and help from neighbors in Cyril.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Cyril’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.