More hazard damage per building is expected in Beggs than in 86% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Beggs gets a D for hazard risk: higher expected damage per building than 86% of U.S. towns. Most of that expected damage is river and rain flooding (61%), then ice storms (15%). Flood insurance has paid 1 claim here since 2022.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Beggs faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Ice storms
Hail
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Beggs’ grade
River and rain flooding is 61% of the building damage FEMA expects in Beggs, and Beggs’ rate of river and rain flooding damage is higher than 82% of U.S. census tracts. Ice storms add 15%, at a rate in the top 1% of U.S. census tracts.
D higher expected damage per building than 86% of U.S. towns (21,298).
Beggs’ residents live in 3 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $759K a year in losses across Beggs: $394K to buildings, the rest to people and crops.
Does Beggs flood? Rarely: 1 flood claim since 2022
Every paid claim on a federal flood insurance policy in Beggs, from FEMA’s records: 2.1 per 1,000 homes, fewer than 61% of the 13,809 U.S. towns with a flood insurance record.
Beggs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Okmulgee County.11 federal disasters brought FEMA money to Beggs
Disasters that paid out in Beggs itself (aid to households or repair grants to the City of Beggs), newest first, with that year’s flood claims.
- 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding6 households applied for aid$7K aid approved
- 2022Severe Storms, Tornadoes, and Flooding26 households applied for aid$101K aid approved1 flood claim paid that year
- 2021Severe Winter Storms17 households applied for aid$4K aid approved
- 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding6 households applied for aid$739 aid approved$467K to the City of Beggs for repairs
- 2015Severe Winter Storms and Flooding$41K to the City of Beggs for repairs
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding23 households applied for aid$64K aid approved$37K to the City of Beggs for repairs
Show all 11
- 2011Severe Winter Storm and Snowstorm$16K to the City of Beggs for repairs
- 2008Severe Storms, Tornadoes, and Flooding$3K to the City of Beggs for repairs
- 2007Severe Winter Storms$39K to the City of Beggs for repairs
- 2007Severe Storms, Flooding, and Tornadoes2 households applied for aid$723 aid approved
- 2000Severe Winter Ice Storm$3K to the City of Beggs for repairs
Okmulgee County has had 30 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Okmulgee County, 2006–2006.
Old photos of Beggs after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Beggs archive →Beggs and its neighbors
Beggs has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Beggs | Dmore damage than 86% | river and rain flooding | 1 |
| Liberty | — | 179 residents; we grade 1,000+ | |
| Winchester | — | 633 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Beggs faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Beggs
Is Beggs at risk for natural disasters?
On FEMA’s National Risk Index, Beggs has higher expected damage per building than 86% of U.S. towns: D for hazard risk. Most of the expected damage is river and rain flooding (61%) and ice storms (15%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Beggs flood?
Flood insurance has paid 1 claim in Beggs since 2022, $94K in all, or 2.1 per 1,000 homes, fewer than 61% of U.S. towns with a flood insurance record.
Is Beggs in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Okmulgee County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Beggs?
FEMA’s Community Rating System list shows no discount for Beggs’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Beggs?
By FEMA money that reached Beggs, Severe Storms, Straight-line Winds, Tornadoes, and Flooding (2019): 6 households applied for aid, $739 approved, and $467K to the City of Beggs for repairs.
Is Beggs at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (61%), and Beggs’ rate for it is higher than 82% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Beggs.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Beggs’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.