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AdairOklahomaFarmPhoto: OakleyOriginals · CC BY 2.0
–Not graded
Natural hazards in Adair · FEMA

Storms, floods and disasters in Adair

Adair isn’t graded for hazard risk: Adair has 650 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
7
of 22 declared for Mayes County
By hazard

What Adair faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

73%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Recorded about 2 times a year in the area

Ice storms

16%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Wildfire Tornadoes Hail Strong wind Earthquakes Winter storms top 4% Hurricanes Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts tornadoes at 16% of Adair’s expected losses. Tornadoes do little damage to buildings (2.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Adair flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Adair. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Adair isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mayes County.
What’s been done with FEMA grants
8storm safe rooms built
Disasters

7 federal disasters brought FEMA money to Adair

Disasters that paid out in Adair itself (aid to households or repair grants to the Town of Adair), newest first, with that year’s flood claims.

  1. 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding1 households applied for aid$38K aid approved
  2. 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding21 households applied for aid$71K aid approved
  3. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding3 households applied for aid$1K aid approved
  4. 2011Severe Winter Storm and Snowstorm$3K to the Town of Adair for repairs
  5. 2007Severe Winter Storms$1K to the Town of Adair for repairs
  6. 2007Severe Storms, Flooding, and Tornadoes2 households applied for aid$423 aid approved$3K to the Town of Adair for repairs
Show all 7
  1. 2007Severe Winter Storms$8K to the Town of Adair for repairs
Disasters declared, by decade
Paid out in AdairMayes County only

Mayes County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Mayes County, 2005–2005.

Were you here?

Old photos of Adair after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Adair archive →
Be ready

Get ready for what Adair faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Adair

Is Adair in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Mayes County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Adair?

FEMA’s Community Rating System list shows no discount for Adair’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Adair?

By FEMA money that reached Adair, Severe Storms, Straight-line Winds, Tornadoes, and Flooding (2019): 21 households applied for aid, $71K approved.

Storm stories

Memories, warnings and help from neighbors in Adair.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Adair’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.