FEMA puts Trumbull Township’s expected hazard damage per building below that of 76% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Trumbull Township gets an A− for hazard risk: lower expected damage per building than 76% of U.S. towns. Most of that expected damage is river and rain flooding (83%). Flood insurance has paid 3 claims here since 1990.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Trumbull Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Trumbull Township’s grade
River and rain flooding is 83% of the building damage FEMA expects in Trumbull Township, and Trumbull Township’s rate of river and rain flooding damage is lower than 54% of U.S. census tracts. Winter storms add 1%, at a rate in the top 5% of U.S. census tracts.
A− lower expected damage per building than 76% of U.S. towns (21,298).
All of Trumbull Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $315K a year in losses across Trumbull Township: $259K to buildings, the rest to people and crops.
Does Trumbull Township flood? Rarely: 3 flood claims since 1990
Every paid claim on a federal flood insurance policy in Trumbull Township, from FEMA’s records: 6.8 per 1,000 homes, more than 66% of the 13,809 U.S. towns with a flood insurance record.
- The Late winter storms1 claim · $10K
Trumbull Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ashtabula County.The storms Trumbull Township remembers
None of the 11 disasters declared for Ashtabula County shows FEMA aid or repair money reaching Trumbull Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19901 flood claims paidNo declaration for the county that year
- 20111 flood claims paidNo declaration for the county that year
- 20181 flood claims paidNo declaration for the county that year
Ashtabula County has had 11 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Trumbull Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Trumbull Township archive →Trumbull Township and its neighbors
Trumbull Township is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Thompson Township | Aless damage than 95% | river and rain flooding | — |
| Harpersfield Township | Aless damage than 85% | river and rain flooding | 48 |
| Rome Township | A−less damage than 80% | river and rain flooding | — |
| Morgan Township | A−less damage than 77% | river and rain flooding | — |
| Trumbull Township | A−less damage than 76% | river and rain flooding | 3 |
| Hartsgrove Township | B+less damage than 75% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Trumbull Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Trumbull Township
Is Trumbull Township at risk for natural disasters?
On FEMA’s National Risk Index, Trumbull Township has lower expected damage per building than 76% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (83%) and tornadoes (8%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Trumbull Township flood?
Flood insurance has paid 3 claims in Trumbull Township since 1990, $145K in all, or 6.8 per 1,000 homes, more than 66% of U.S. towns with a flood insurance record. The most claims came from Late winter storms (1).
Is Trumbull Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Ashtabula County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Trumbull Township?
FEMA’s Community Rating System list shows no discount for Trumbull Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Trumbull Township?
By flood claims, Late winter storms: 1 paid, $10K.
Is Trumbull Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (83%), and Trumbull Township’s rate for it is lower than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Trumbull Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Trumbull Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.