Photo: Nyttend · Public domainStorms, floods and disasters in Trimble
Trimble isn’t graded for hazard risk: Trimble has 466 residents; we grade towns of 1,000 or more. Flood insurance has paid 63 claims here since 1990.
What Trimble faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Trimble flood? Sometimes: 63 flood claims since 1990
Every paid claim on a federal flood insurance policy in Trimble, from FEMA’s records.
- Tropical Storm Ivan9 claims · $97K
Trimble isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Athens County.6 federal disasters brought FEMA money to Trimble
Disasters that paid out in Trimble itself (aid to households or repair grants to the Village of Trimble), newest first, with that year’s flood claims.
- 2018Severe Storms, Landslides, and Mudslides$10K to the Village of Trimble for repairs
- 2012Severe Storms and Straight-line Winds$10K to the Village of Trimble for repairs
- 2004Severe Winter Storms, Flooding, and Mudslides8 households applied for aid$1K aid approved
- 2004Severe Storms and Flooding33 households applied for aid$83K aid approved$5K to the Village of Trimble for repairs
- 2004Severe Storms and Flooding68 households applied for aid$288K aid approved$15K to the Village of Trimble for repairs
- 2004Severe Storms, Flooding, Mudslides, and Landslides$30K to the Village of Trimble for repairs
Athens County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Trimble after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Trimble archive →Trimble and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Glouster | Dmore damage than 92% | river and rain flooding | 29 |
| Jacksonville | — | 344 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Trimble faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Trimble
Does Trimble flood?
Flood insurance has paid 63 claims in Trimble since 1990, $909K in all. 11 properties have flooded more than once. The most claims came from Tropical Storm Ivan (9).
Is Trimble in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Athens County, 6% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Trimble?
FEMA’s Community Rating System list shows no discount for Trimble’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Trimble?
By FEMA money that reached Trimble, Severe Storms and Flooding (2004): 68 households applied for aid, $288K approved, and $15K to the Village of Trimble for repairs. By flood claims, Tropical Storm Ivan: 9 paid, $97K.
Storm stories
Memories, warnings and help from neighbors in Trimble.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Trimble’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.