Photo: dok1 · CC BY 2.0More hazard damage per building is expected in Sunfish Township than in 72% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Sunfish Township gets a C for hazard risk: higher expected damage per building than 72% of U.S. towns. Most of that expected damage is river and rain flooding (93%). Flood insurance has paid 12 claims here since 1980.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Sunfish Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Sunfish Township’s grade
River and rain flooding is 93% of the building damage FEMA expects in Sunfish Township, and Sunfish Township’s rate of river and rain flooding damage is higher than 86% of U.S. census tracts.
C higher expected damage per building than 72% of U.S. towns (21,298).
Sunfish Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $406K a year in losses across Sunfish Township: $288K to buildings, the rest to people and crops.
Does Sunfish Township flood? Sometimes: 12 flood claims since 1980
Every paid claim on a federal flood insurance policy in Sunfish Township, from FEMA’s records: 19.8 per 1,000 homes, more than 84% of the 13,809 U.S. towns with a flood insurance record.
Sunfish Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pike County.2 federal disasters brought FEMA money to Sunfish Township
Disasters that paid out in Sunfish Township itself (aid to households or repair grants to Sunfish Township), newest first, with that year’s flood claims.
- 2004Severe Winter Storms, Flooding, and Mudslides$7K to Sunfish Township for repairs
- 2003Severe Winter Storm and Record/near Record Snow$23K to Sunfish Township for repairs
Pike County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Sunfish Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Sunfish Township archive →Sunfish Township and its neighbors
Sunfish Township is 6th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Franklin Township | A−less damage than 81% | river and rain flooding | 4 |
| Benton Township | C+more damage than 63% | river and rain flooding | — |
| Mifflin Township | Cmore damage than 66% | river and rain flooding | — |
| Pebble Township | Cmore damage than 68% | river and rain flooding | — |
| Newton Township | Cmore damage than 72% | river and rain flooding | — |
| Sunfish Township | Cmore damage than 72% | river and rain flooding | 12 |
| Camp Creek Township | Cmore damage than 72% | river and rain flooding | — |
| Rarden Township | C−more damage than 76% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Sunfish Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Sunfish Township
Is Sunfish Township at risk for natural disasters?
On FEMA’s National Risk Index, Sunfish Township has higher expected damage per building than 72% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (93%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Sunfish Township flood?
Flood insurance has paid 12 claims in Sunfish Township since 1980, $71K in all, or 19.8 per 1,000 homes, more than 84% of U.S. towns with a flood insurance record.
Is Sunfish Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pike County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Sunfish Township?
FEMA’s Community Rating System list shows no discount for Sunfish Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Sunfish Township?
By FEMA money that reached Sunfish Township, Severe Winter Storm and Record/near Record Snow (2003): $23K to Sunfish Township for repairs.
Is Sunfish Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (93%), and Sunfish Township’s rate for it is higher than 86% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Sunfish Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sunfish Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.