On FEMA’s figures, Sullivan Township faces less hazard damage per building than 88% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Sullivan Township gets an A for hazard risk: lower expected damage per building than 88% of U.S. towns, #294 of 993 in Ohio. Most of that expected damage is river and rain flooding (67%), then tornadoes (11%). Flood insurance has paid 1 claim here since 2023.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Sullivan Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Sullivan Township’s grade
River and rain flooding is 67% of the building damage FEMA expects in Sullivan Township, and Sullivan Township’s rate of river and rain flooding damage is lower than 80% of U.S. census tracts. Ice storms add 4%, at a rate in the top 8% of U.S. census tracts.
A #294 of 993 in Ohio; lower expected damage per building than 88% of U.S. towns (21,298).
Sullivan Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Sullivan Township has less expected damage per building than 70% of Ohio towns.
In dollars, FEMA expects about $593K a year in losses across Sullivan Township: $488K to buildings, the rest to people and crops.
Does Sullivan Township flood? Rarely: 1 flood claim since 2023
Every paid claim on a federal flood insurance policy in Sullivan Township, from FEMA’s records: 0.8 per 1,000 homes, fewer than 82% of the 13,809 U.S. towns with a flood insurance record.
Sullivan Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ashland County.1 federal disaster brought FEMA money to Sullivan Township
Disasters that paid out in Sullivan Township itself (aid to households or repair grants to Sullivan Township), newest first, with that year’s flood claims.
- 2004Severe Winter Storms, Flooding, and Mudslides11 households applied for aid$5K aid approved
Ashland County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Sullivan Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Sullivan Township archive →Sullivan Township and its neighbors
Sullivan Township is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Jackson Township | A+less damage than 96% | river and rain flooding | — |
| Huntington Township | A+less damage than 96% | river and rain flooding | — |
| Troy Township | Aless damage than 94% | river and rain flooding | — |
| Sullivan Township | Aless damage than 88% | river and rain flooding | 1 |
| Homer Township | A−less damage than 76% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Sullivan Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Sullivan Township
Is Sullivan Township at risk for natural disasters?
On FEMA’s National Risk Index, Sullivan Township has lower expected damage per building than 88% of U.S. towns: A for hazard risk, #294 of 993 in Ohio. Most of the expected damage is river and rain flooding (67%) and tornadoes (11%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Sullivan Township flood?
Flood insurance has paid 1 claim in Sullivan Township since 2023, $31K in all, or 0.8 per 1,000 homes, fewer than 82% of U.S. towns with a flood insurance record.
Is Sullivan Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Ashland County, 26% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Sullivan Township?
FEMA’s Community Rating System list shows no discount for Sullivan Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Sullivan Township?
By FEMA money that reached Sullivan Township, Severe Winter Storms, Flooding, and Mudslides (2004): 11 households applied for aid, $5K approved.
Is Sullivan Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (67%), and Sullivan Township’s rate for it is lower than 80% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Sullivan Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sullivan Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.