Photo: Nyttend · Public domainMeasured against area pay, Silverton costs less to live in than 68% of U.S. towns
It ranks #374 of 993 in Ohio for affordability. Up 2.1% in a year, close to the Ohio typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Cincinnati, OH-KY-IN metro area ($81K). How TownRatings grades cost of living
The grade compares costs with what households across the Cincinnati metro earn ($81K, Census 2020–24). The typical home costs 2.5 years of metro income, and 24% of renters pay 30% or more of income for housing.
In dollars
- $248Ktypical home, 1% above the Ohio typical homeZillow, September 2026
- $1,370a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 95prices across the Cincinnati metro, where the U.S. is 100 (housing 88)BEA Regional Price Parities, 2024
In paychecks the grade
- 2.5 yrsof area income buys the typical home; the typical U.S. town: 3.3$81K, Cincinnati-area income
- 15%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 24%of renters pay 30%+ of income for housing; across Ohio: 46%Census 2020–24
- 28%of owners do; the typical U.S. town: 20%Census 2020–24
The short version on homes in Silverton
Rent is easier on renters here
24% of renter households spend 30% or more of their income on rent, against 46% across Ohio. A standard two-bedroom is 23% of the median household income. Renting ↓
Most Silverton households rent
59% of households rent their home, 1,496 in all, against 33% across Ohio. Renting ↓
Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; sales and supply are Redfin’s for May 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Silverton’s grade
Measured against what households in the area earn, Silverton is more affordable than 68% of U.S. towns, #374 of 993 in Ohio. The share of households paying 30%+ for housing pulls the grade down most; home prices hold it up.
Prices here have kept pace with Ohio: up 31.3% in five years, against 29.8% statewide (Zillow).
Up 31.3% in five years
About the same pace as Ohio (29.8%).
Show as a table
| January | Silverton | Ohio |
|---|---|---|
| 2017 | $118,000 | $131,000 |
| 2018 | $128,000 | $139,000 |
| 2019 | $139,000 | $148,000 |
| 2020 | $149,000 | $156,000 |
| 2021 | $176,000 | $175,000 |
| 2022 | $190,000 | $193,000 |
| 2023 | $205,000 | $208,000 |
| 2024 | $228,000 | $221,000 |
| 2025 | $241,000 | $234,000 |
| 2026 | $248,000 | $242,000 |
| September 2026 | $248,000 | $246,000 |
A typical Silverton home worth $116K in October 2016 is worth about $248K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
Too few sales to read the market
Only 6 homes sold in May 2026, the latest month in Redfin’s figures: too few to describe the market or quote a median sale price.
A typical home costs 2.5 years of area income
The calculator starts from the area income the grade uses. Switch to Silverton’s own median, or type yours.
That covers a typical Silverton home, with $52K to spare.
A two-bedroom rents for about $1,370 a month here, $190 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Silverton’s typical property tax (1.26% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,370
Renters already here pay a median of $1,039, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Cincinnati, OH-KY-IN HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
1 new home permitted in 2025
Builders were permitted 1 new home in Silverton in 2025. That's 0.2 per 1,000 residents, slower than across Ohio (3.3). Over the past 10 years, Silverton has permitted 16 homes in all.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 1 | 1 | 0 | $250,000 |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 4 | 4 | 0 | $710,000 |
| 2020 | 4 | 4 | 0 | $710,000 |
| 2019 | 4 | 4 | 0 | $710,000 |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 3 | 3 | 0 | $600,000 |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 1 | 1 | 0 | $90,000 |
| 2013 | 0 | 0 | 0 | — |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 1 | 1 | 0 | $120,000 |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 1 | 1 | 0 | $120,000 |
| 2005 | 0 | 0 | 0 | — |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 0 | 0 | 0 | — |
| 2002 | 0 | 0 | 0 | — |
| 2001 | 1 | 1 | 0 | $200,000 |
| 2000 | 0 | 0 | 0 | — |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs below the Ohio norm
The median bill is $2,536 (Ohio: $2,822), 1.26% of a home’s value a year, against 1.31% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Silverton
Only figures published free for the whole country, each labeled with the area it covers: the Cincinnati, OH-KY-IN metro area, or Ohio. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 95 | OH 93 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 94 | OH 94 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 91 | OH 96 | metro | BEA, 2024 |
| Other services U.S. = 100 | 99 | OH 99 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Silverton vs. its neighbors
Of the 5 towns here with a Zillow value, Silverton has the 2nd-lowest. Columbia Township and Sycamore Township have no Zillow value, so they are in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Silverton | B+ | $248K | $201K | 1.26% | $1,370 |
| Madeira | D | $524K | $484K | 1.81% | $1,970 |
| Columbia Township | C− | — | $262K | 2.04% | $1,470 |
| Cincinnati | C+ | $246K | $231K | 1.37% | $1,280 |
| Deer Park | B+ | $257K | $205K | 2.04% | $1,360 |
| Kenwood | D− | $511K | $370K | 1.40% | $1,550 |
| Sycamore Township | C− | — | $250K | 1.59% | $1,640 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Silverton
Is Silverton expensive to live in?
Measured against what households in the area earn, Silverton costs less than 68% of U.S. towns: a B+ for cost of living, #374 of 993 in Ohio. The typical home costs 2.5 years of the median household income of the Cincinnati, OH-KY-IN metro area ($81K).
How much does a house cost in Silverton?
About $248K, Zillow’s typical value for September 2026, up 2.1% in a year. The Ohio typical home is $246K.
What salary do you need to live in Silverton?
To buy the typical home with 20% down at 6.3%, about $67,000 a year, keeping the payment (about $1,560 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $55,000.
How much is rent in Silverton?
HUD puts a two-bedroom at about $1,370 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,039 (Census 2020–24).
What are property taxes in Silverton?
The median bill is $2,536 a year, 1.26% of the median home value (Ohio: $2,822, 1.31%), from the Census 2020–24.
Are home prices in Silverton going up?
Yes: up 2.1% in the past year and 31.3% in five years, against 29.8% across Ohio (Zillow).
Neighbors talk housing
What Silverton buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.