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Vanmeter Stone HousePhoto: dok1 · CC BY 2.0
A+Hazard risk
Natural hazards in Scioto Township · FEMA

FEMA expects less hazard damage per building in Scioto Township than in 95% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Scioto Township gets an A+ for hazard risk: lower expected damage per building than 95% of U.S. towns. Most of that expected damage is river and rain flooding (80%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 80%Tornadoes 9%Strong wind 4%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 95%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
A+
in Ohio · lower than 95% of U.S. towns
Main hazard
River and rain flooding
80% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 13 declared for Pike County
By hazard

What Scioto Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

80%of expected building damage
Below average · lower than 79% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

9%of expected building damage
About average · higher than 56% of U.S. census tracts
Recorded about once every 19 years in the area
Smaller shares here
 Strong wind Earthquakes Ice storms Hail Hurricanes Winter storms Wildfire Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Scioto Township’s grade

River and rain flooding is 80% of the building damage FEMA expects in Scioto Township, and Scioto Township’s rate of river and rain flooding damage is lower than 79% of U.S. census tracts. Next is tornadoes at 9% (higher than 56% of U.S. census tracts).

Where Scioto Township sits
Scioto Township
Least damageMiddleMost damage

A+ lower expected damage per building than 95% of U.S. towns (21,298).

All of Scioto Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding80%Tornadoes9%Strong wind4%Everything else7%

In dollars, FEMA expects about $402K a year in losses across Scioto Township: $310K to buildings, the rest to people and crops.

Shared tract.All of Scioto Township’s 1,061 residents (2020 census) live in one census tract, which it shares with Marion township (1,478 residents) and Beaver village (442 residents) and Stockdale CDP (111 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Scioto Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Scioto Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Scioto Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pike County.
Disasters

The storms Scioto Township remembers

None of the 13 disasters declared for Pike County shows FEMA aid or repair money reaching Scioto Township itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Scioto TownshipPike County only

Pike County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Scioto Township and its neighbors

Scioto Township has the lowest expected damage per building of the 6 graded towns here. Tap a town to see its hazards.

Newton Township: hazard risk CValley Township: hazard risk B+Camp Creek Township: hazard risk CSeal Township: hazard risk CUnion Township: hazard risk ANewton TownshipValley TownshipCamp Creek TownshipSeal TownshipUnion TownshipScioto Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Scioto TownshipA+less damage than 95%river and rain flooding0
Union TownshipAless damage than 92%river and rain flooding—
Valley TownshipB+less damage than 65%river and rain flooding3
Seal TownshipCmore damage than 66%river and rain flooding40
Newton TownshipCmore damage than 72%river and rain flooding—
Camp Creek TownshipCmore damage than 72%river and rain flooding—

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Scioto Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Scioto Township

Is Scioto Township at risk for natural disasters?

On FEMA’s National Risk Index, Scioto Township has lower expected damage per building than 95% of U.S. towns: A+ for hazard risk. Most of the expected damage is river and rain flooding (80%) and tornadoes (9%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Scioto Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pike County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Scioto Township?

FEMA’s Community Rating System list shows no discount for Scioto Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Scioto Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (80%), and Scioto Township’s rate for it is lower than 79% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Scioto Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Scioto Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.