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Scio, Ohio Post OfficePhoto: Roseohioresident · CC BY-SA 4.0
–Not graded
Natural hazards in Scio · FEMA

Storms, floods and disasters in Scio

Scio isn’t graded for hazard risk: Scio has 703 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 1980.

Flood claims
4
paid since 1980 · $233K
Disasters paid out here
3
of 14 declared for Harrison County
By hazard

What Scio faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

87%of expected building damage
About average · higher than 57% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Hail Tornadoes Strong wind Earthquakes Hurricanes Ice storms Wildfire Winter storms Lightning Landslides Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts strong wind at 17% of Scio’s expected losses. Strong wind does little damage to buildings (3.4%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Scio flood? Rarely: 4 flood claims since 1980

Every paid claim on a federal flood insurance policy in Scio, from FEMA’s records.

Paid flood claims, by year
1980: 1 claim1981: 0 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 3 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims19802004
19802026
Biggest named events
  • Tropical Storm Ivan1 claim · $7K
4
paid claims since 1980
$233K
paid to owners
0
homes flooded more than once
$58K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Scio isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harrison County.
Disasters

3 federal disasters brought FEMA money to Scio

Disasters that paid out in Scio itself (aid to households or repair grants to the Village of Scio), newest first, with that year’s flood claims.

  1. 2004Severe Storms and Flooding13 households applied for aid$13K aid approved$6K to the Village of Scio for repairs
  2. 2004Severe Storms and Flooding4 households applied for aid$7K aid approved$10K to the Village of Scio for repairs
  3. 2004Severe Storms, Flooding, Mudslides, and Landslides$12K to the Village of Scio for repairs
Disasters declared, by decade
Paid out in ScioHarrison County only

Harrison County has had 14 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Scio after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Scio archive →
Be ready

Get ready for what Scio faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Scio

Does Scio flood?

Flood insurance has paid 4 claims in Scio since 1980, $233K in all. The most claims came from Tropical Storm Ivan (1).

Is Scio in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Harrison County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Scio?

FEMA’s Community Rating System list shows no discount for Scio’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Scio?

By FEMA money that reached Scio, Severe Storms and Flooding (2004): 13 households applied for aid, $13K approved, and $6K to the Village of Scio for repairs. By flood claims, Tropical Storm Ivan: 1 paid, $7K.

Storm stories

Memories, warnings and help from neighbors in Scio.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Scio’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.