Photo: Heironymous Rowe · CC BY-SA 3.0FEMA puts Rush Township’s expected hazard damage per building above that of 71% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Rush Township gets a C for hazard risk: higher expected damage per building than 71% of U.S. towns, #920 of 993 in Ohio. Most of that expected damage is river and rain flooding (92%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Rush Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Rush Township’s grade
River and rain flooding is 92% of the building damage FEMA expects in Rush Township, and Rush Township’s rate of river and rain flooding damage is higher than 84% of U.S. census tracts.
C #920 of 993 in Ohio; higher expected damage per building than 71% of U.S. towns (21,298).
Rush Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Rush Township has more expected damage per building than 93% of Ohio towns.
In dollars, FEMA expects about $943K a year in losses across Rush Township: $656K to buildings, the rest to people and crops.
Does Rush Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Rush Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Rush Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Scioto County.The storms Rush Township remembers
None of the 15 disasters declared for Scioto County shows FEMA aid or repair money reaching Rush Township itself in FEMA’s records, so these are its biggest flood-claim years.
Scioto County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Rush Township and its neighbors
Rush Township is 5th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Valley Township | B+less damage than 65% | river and rain flooding | 3 |
| Lucasville | Bless damage than 59% | river and rain flooding | — |
| Clay Township | C+more damage than 65% | river and rain flooding | 18 |
| Washington Township | Cmore damage than 69% | river and rain flooding | 5 |
| Rush Township | Cmore damage than 71% | river and rain flooding | 0 |
| Union Township | Cmore damage than 75% | river and rain flooding | 17 |
| Morgan Township | C−more damage than 76% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Rush Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Rush Township
Is Rush Township at risk for natural disasters?
On FEMA’s National Risk Index, Rush Township has higher expected damage per building than 71% of U.S. towns: C for hazard risk, #920 of 993 in Ohio. Most of the expected damage is river and rain flooding (92%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Rush Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Scioto County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Rush Township?
FEMA’s Community Rating System list shows no discount for Rush Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Rush Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (92%), and Rush Township’s rate for it is higher than 84% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Rush Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Rush Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.