More hazard damage per building is expected in Piketon than in 72% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Piketon gets a C for hazard risk: higher expected damage per building than 72% of U.S. towns. Most of that expected damage is river and rain flooding (92%). Flood insurance has paid 3 claims here since 1980.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Piketon faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Piketon’s grade
River and rain flooding is 92% of the building damage FEMA expects in Piketon, and Piketon’s rate of river and rain flooding damage is higher than 85% of U.S. census tracts.
C higher expected damage per building than 72% of U.S. towns (21,298).
All of Piketon’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $1.1M a year in losses across Piketon: $787K to buildings, the rest to people and crops.
Does Piketon flood? Rarely: 3 flood claims since 1980
Every paid claim on a federal flood insurance policy in Piketon, from FEMA’s records: 3.2 per 1,000 homes, fewer than 50% of the 13,809 U.S. towns with a flood insurance record.
Piketon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pike County.4 federal disasters brought FEMA money to Piketon
Disasters that paid out in Piketon itself (aid to households or repair grants to the Village of Piketon), newest first, with that year’s flood claims.
- 2018Severe Storms, Landslides, and Mudslides$10K to the Village of Piketon for repairs
- 2004Severe Winter Storms, Flooding, and Mudslides31 households applied for aid$96K aid approved
- 2003Severe Storms and Flooding23 households applied for aid$38K aid approved
- 2003Severe Winter Storm and Record/near Record Snow24 households applied for aid$18K aid approved
Pike County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Piketon after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Piketon archive →Piketon and its neighbors
Piketon is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Pee Pee Township | Bless damage than 62% | river and rain flooding | 34 |
| Seal Township | Cmore damage than 66% | river and rain flooding | 40 |
| Piketon | Cmore damage than 72% | river and rain flooding | 3 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Piketon faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Piketon
Is Piketon at risk for natural disasters?
On FEMA’s National Risk Index, Piketon has higher expected damage per building than 72% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (92%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Piketon flood?
Flood insurance has paid 3 claims in Piketon since 1980, $36K in all, or 3.2 per 1,000 homes, fewer than 50% of U.S. towns with a flood insurance record.
Is Piketon in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pike County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Piketon?
FEMA’s Community Rating System list shows no discount for Piketon’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Piketon?
By FEMA money that reached Piketon, Severe Winter Storms, Flooding, and Mudslides (2004): 31 households applied for aid, $96K approved.
Is Piketon at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (92%), and Piketon’s rate for it is higher than 85% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Piketon.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Piketon’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.