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Main north of Elm, Payne
Ohio›Paulding County

PayneOH

Photo: Nyttend · Public domain
Photo of Payne

Payne, OH · Photo: Nyttend · Public domain · Source ↗

Is Payne a good place to live?

The best of Payne’s subject grades are an A+ for cost of living and an A for schools; the weakest is a C− for incomes. Only 17 of Ohio’s 1,718 towns score higher on cost of living. Most errands need a car: it is less walkable than 71% of U.S. towns. Payne has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Payne stand out

Where Payne beats most towns.

Small town

1,188 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

How Payne grades

Each subject compared with towns across the country (schools within Ohio), ordered by how far Payne is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Public School
Public School, 1910
Payne’s story

168 years in pictures

Census counts: 1,146 in 1890, a peak of 1,614 in 1930, 1,192 in 2020. The archive holds 6 old photos and papers going back to 1910 and 4 maps from 1914 on.

  • 1858Payne is settled
Explore the history →
Getting set up

Moving to Payne: who provides what

Who provides power, water and the rest in Payne, and how to reach them.

The full setup list →
PowerAEP Ohio19.0¢/kWh · EIA 2025HIFLD · EIA
WaterPayne Village PWSNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Payne’s trash rules yet
SchoolsWayne Trace Local School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Ohio you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereDirector, Paulding County Board of ElectionsPaulding County; contacts on the Handbook page.FVAP, Feb 2023
ZIP code4588045880 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Payne.

Work & commuteJobs & income grade C−

Payne has 0.4 jobs for every working resident, so most commute out

Most working residents leave Payne for work: only 5% work in town. 17% of Payne residents live below the poverty line, above both Ohio’s towns (9.1%) and U.S. towns (9.6%). Jobs based in Payne fell to 228 in 2023, 128 fewer than in 2013.

5%work in town
PayneOhio townsU.S. towns
Below the poverty line17%9.1%9.6%
Median household income$63,000$75,000$80,000
Average trip to work23 minutes24 minutes25 minutes
Working residents who work in town5%6.9%8%

Where working residents work

In Payne5%
Fort Wayne11%
Paulding9%
Van Wert8%
New Haven4%
17 mi
median commute distance
228
jobs based in Payne
A commuter town
jobs vs. working residents
C
Walkability grade: more walkable than 29% of U.S. towns

Census LEHD 2023 · ACS

HousingCost of living grade A+

Payne’s typical home value is about $171K

The typical Payne home is worth about $171,000, up 7% in a year, 30% below the Ohio typical home. At $759 a month, Payne’s median rent is below both the Ohio town median ($944 a month) and the median of U.S. towns ($1,185 a month).

$171KZillow home value
PayneOhio townsU.S. towns
Median rent$759 a month$944 a month$1,185 a month
Households that own their home69%77%73%

Typical home value

Payne$171K
Ohio$246K
+7%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Payne has four seasons and pleasant summers

Payne has chilly winters and warm summers. July afternoons reach 85°, January nights drop to 18° and about 24 inches of snow falls in a winter.

24″snow a winter

Typical low → high °F

Winter21–35°
Spring39–60°
Summer61–83°
Fall43–63°
Oct 19
typical first frost
Apr 25
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HealthC+

On CDC estimates, Payne is less healthy than 63% of U.S. towns

Payne beats the Ohio average on 1 of 32 CDC measures and trails it on 2. 29% of Payne adults get no exercise outside work.

37%healthier than U.S. townsC+Health Grade
PayneOhio townsU.S. towns
Get no exercise (CDC PLACES)29%28%25%
Obesity (CDC PLACES)39%38%35%
High blood pressure (CDC PLACES)39%38%35%
Feel lonely (CDC PLACES)35%34%33%
32 measures vs. Ohio
1 better29 too close to call2 worse
What stands outPayneOH
Fewer adults facing a utility shut-off6.8%8.3%
More older adults who have lost all their teeth19.4%15.3%
Paulding County Hospital
7.6 mi away · emergency room
2 of 3
care shortages: primary care, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade B

Inland flooding leads a low hazard risk in Payne

Expected storm and flood damage is lower than in 64% of U.S. communities. Since 1985, 4 flood insurance claims have been paid out in Payne.

36risk score of 100
FEMA risk score
36Low riskLowerHigher
Inland floodingTornadoesStrong wind
4
paid flood claims since 1985
2
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsB−

Conserved land covers 4.5% of Payne

0.3 miles of trail in 2 parks and preserves.

4.5%conserved
PayneOhio townsU.S. towns
Miles of trail per square mile0.4 miles per square mile0.20.4
Conserved land4.5%3.7%4.3%
4.5%
conserved · 19 of 430 acres
0.3 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Payne Community Park0.3 mi17
2. School Park—4

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Payne

18pages on Payne
After high school

Colleges nearby

None within 15 miles of Payne; the nearest are

A commuter town

95% of working residents leave Payne for work

Where Payne’s working residents go each day. Line width shows the share.

11% → Fort Wayne Fort Wayne 11% 9% → Paulding Paulding 9% 8% → Van Wert Van Wert 8% 4% → New Haven New Haven 4% 3% → Milan Township Milan Township 3% 3% → Paulding Township Paulding Township 3% Payne · 5% stay
228jobs based in Payne
5%of working residents work in town
17 mimedian commute distance

Census LEHD 2023

About Payne

Village in Ohio, United States

Payne is a village in Paulding County, Ohio, United States. The population was 1,192 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.7 sq mi
Elevation
745 ft
ZIP code
45880