Photo: Bwsmith84 · CC BY 3.0Storms, floods and disasters in Nottingham Township
Nottingham Township isn’t graded for hazard risk: Nottingham Township has 156 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1998.
What Nottingham Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Nottingham Township flood? Rarely: 2 flood claims since 1998
Every paid claim on a federal flood insurance policy in Nottingham Township, from FEMA’s records.
- Tropical Storm Ivan1 claim · $2K
Nottingham Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harrison County.2 federal disasters brought FEMA money to Nottingham Township
Disasters that paid out in Nottingham Township itself (aid to households or repair grants to Nottingham Township), newest first, with that year’s flood claims.
- 2004Severe Winter Storms, Flooding, and Mudslides$100K to Nottingham Township for repairs
- 2004Severe Storms, Flooding, Mudslides, and Landslides$156K to Nottingham Township for repairs
Harrison County has had 14 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Nottingham Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Nottingham Township archive →Nottingham Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Moorefield Township | — | 586 residents; we grade 1,000+ | |
| Washington Township | — | 675 residents; we grade 1,000+ | |
| Stock Township | — | 433 residents; we grade 1,000+ | |
| Cadiz Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Nottingham Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Nottingham Township
Does Nottingham Township flood?
Flood insurance has paid 2 claims in Nottingham Township since 1998, $6K in all. The most claims came from Tropical Storm Ivan (1).
Is Nottingham Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Harrison County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Nottingham Township?
FEMA’s Community Rating System list shows no discount for Nottingham Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Nottingham Township?
By FEMA money that reached Nottingham Township, Severe Storms, Flooding, Mudslides, and Landslides (2004): $156K to Nottingham Township for repairs. By flood claims, Tropical Storm Ivan: 1 paid, $2K.
Storm stories
Memories, warnings and help from neighbors in Nottingham Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Nottingham Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.