Photo: Analogue Kid · CC BY-SA 3.0FEMA puts Nile Township’s expected hazard damage per building above that of 93% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Nile Township gets a D for hazard risk: higher expected damage per building than 93% of U.S. towns. Most of that expected damage is river and rain flooding (96%). Flood insurance has paid 34 claims here since 1990.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Nile Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Nile Township’s grade
River and rain flooding is 96% of the building damage FEMA expects in Nile Township, and Nile Township’s rate of river and rain flooding damage is in the top 3% of U.S. census tracts.
D higher expected damage per building than 93% of U.S. towns (21,298).
All of Nile Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $1.4M a year in losses across Nile Township: $916K to buildings, the rest to people and crops.
Does Nile Township flood? Sometimes: 34 flood claims since 1990
Every paid claim on a federal flood insurance policy in Nile Township, from FEMA’s records: 37.9 per 1,000 homes, more than 90% of the 13,809 U.S. towns with a flood insurance record.
Nile Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Scioto County.3 federal disasters brought FEMA money to Nile Township
Disasters that paid out in Nile Township itself (aid to households or repair grants to Nile Township), newest first, with that year’s flood claims.
- 2018Severe Storms, Landslides, and Mudslides$50K to Nile Township for repairs1 flood claim paid that year
- 2004Severe Winter Storms, Flooding, and Mudslides$17K to Nile Township for repairs
- 2003Severe Winter Storm and Record/near Record Snow$72K to Nile Township for repairs
Scioto County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Nile Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Nile Township archive →Nile Township and its neighbors
Nile Township is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Washington Township | Cmore damage than 69% | river and rain flooding | 5 |
| Union Township | Cmore damage than 75% | river and rain flooding | 17 |
| Brush Creek Township | C−more damage than 82% | river and rain flooding | 23 |
| Nile Township | Dmore damage than 93% | river and rain flooding | 34 |
| Green Township | — | 331 residents; we grade 1,000+ | |
| Jefferson Township | — | 504 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Nile Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Nile Township
Is Nile Township at risk for natural disasters?
On FEMA’s National Risk Index, Nile Township has higher expected damage per building than 93% of U.S. towns: D for hazard risk. Most of the expected damage is river and rain flooding (96%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Nile Township flood?
Flood insurance has paid 34 claims in Nile Township since 1990, $562K in all, or 37.9 per 1,000 homes, more than 90% of U.S. towns with a flood insurance record.
Is Nile Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Scioto County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Nile Township?
FEMA’s Community Rating System list shows no discount for Nile Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Nile Township?
By FEMA money that reached Nile Township, Severe Winter Storm and Record/near Record Snow (2003): $72K to Nile Township for repairs.
Is Nile Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (96%), and Nile Township’s rate for it is in the top 3% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Nile Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Nile Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.