Photo: Roseohioresident · CC BY-SA 4.0On FEMA’s figures, Newcomerstown faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Newcomerstown gets a B− for hazard risk: higher expected damage per building than 54% of U.S. towns, #844 of 993 in Ohio. Most of that expected damage is river and rain flooding (92%). Flood insurance has paid 3 claims here since 1998.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Newcomerstown faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Newcomerstown’s grade
River and rain flooding is 92% of the building damage FEMA expects in Newcomerstown, and Newcomerstown’s rate of river and rain flooding damage is higher than 75% of U.S. census tracts.
B− #844 of 993 in Ohio; higher expected damage per building than 54% of U.S. towns (21,298).
All of Newcomerstown’s residents live in one census tract; the figures are that tract’s.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Newcomerstown has more expected damage per building than 85% of Ohio towns.
In dollars, FEMA expects about $1.2M a year in losses across Newcomerstown: $1.1M to buildings, the rest to people and crops.
Does Newcomerstown flood? Rarely: 3 flood claims since 1998
Every paid claim on a federal flood insurance policy in Newcomerstown, from FEMA’s records: 1.7 per 1,000 homes, fewer than 66% of the 13,809 U.S. towns with a flood insurance record.
Newcomerstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tuscarawas County.5 federal disasters brought FEMA money to Newcomerstown
Disasters that paid out in Newcomerstown itself (aid to households or repair grants to the Village of Newcomerstown), newest first, with that year’s flood claims.
- 2008Severe Wind Storm Associated with Tropical Depression Ike$19K to the Village of Newcomerstown for repairs
- 2004Severe Winter Storms, Flooding, and Mudslides6 households applied for aid$8K aid approved
- 2004Severe Storms and Flooding4 households applied for aid$2K aid approved
- 2004Severe Storms and Flooding1 households applied for aid$1K aid approved
- 2004Severe Storms, Flooding, Mudslides, and Landslides2 households applied for aid$3K aid approved
Tuscarawas County has had 10 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Newcomerstown after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Newcomerstown archive →Newcomerstown and its neighbors
Newcomerstown is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Oxford Township | Aless damage than 89% | river and rain flooding | 3 |
| Oxford Township | B−more damage than 51% | river and rain flooding | — |
| Newcomerstown | B−more damage than 54% | river and rain flooding | 3 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Newcomerstown faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Newcomerstown
Is Newcomerstown at risk for natural disasters?
On FEMA’s National Risk Index, Newcomerstown has higher expected damage per building than 54% of U.S. towns: B− for hazard risk, #844 of 993 in Ohio. Most of the expected damage is river and rain flooding (92%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Newcomerstown flood?
Flood insurance has paid 3 claims in Newcomerstown since 1998, $8K in all, or 1.7 per 1,000 homes, fewer than 66% of U.S. towns with a flood insurance record.
Is Newcomerstown in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tuscarawas County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Newcomerstown?
FEMA’s Community Rating System list shows no discount for Newcomerstown’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Newcomerstown?
By FEMA money that reached Newcomerstown, Severe Wind Storm Associated with Tropical Depression Ike (2008): $19K to the Village of Newcomerstown for repairs.
Is Newcomerstown at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (92%), and Newcomerstown’s rate for it is higher than 75% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Newcomerstown.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Newcomerstown’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.