Photo: Munroe Falls photographer · CC BY-SA 3.0Less hazard damage per building is expected in Munroe Falls than in 74% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Munroe Falls gets a B+ for hazard risk: lower expected damage per building than 74% of U.S. towns, #565 of 993 in Ohio. Most of that expected damage is river and rain flooding (79%), then hail (12%). Flood insurance has paid 10 claims here since 2003.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Munroe Falls faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Munroe Falls’ grade
River and rain flooding is 79% of the building damage FEMA expects in Munroe Falls, and Munroe Falls’ rate of river and rain flooding damage is lower than 55% of U.S. census tracts. Hail adds 12%, at a rate in the top 9% of U.S. census tracts.
B+ #565 of 993 in Ohio; lower expected damage per building than 74% of U.S. towns (21,298).
All of Munroe Falls’ residents live in one census tract; the figures are that tract’s.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Munroe Falls has more expected damage per building than 57% of Ohio towns.
In dollars, FEMA expects about $992K a year in losses across Munroe Falls: $849K to buildings, the rest to people and crops.
Does Munroe Falls flood? Sometimes: 10 flood claims since 2003
Every paid claim on a federal flood insurance policy in Munroe Falls, from FEMA’s records: 4.5 per 1,000 homes, more than 58% of the 13,809 U.S. towns with a flood insurance record.
- The Late winter storms1 claim · $35K
Munroe Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Summit County.3 federal disasters brought FEMA money to Munroe Falls
Disasters that paid out in Munroe Falls itself (aid to households or repair grants to the City of Munroe Falls), newest first, with that year’s flood claims.
- 2008Severe Wind Storm Associated with Tropical Depression Ike$13K to the City of Munroe Falls for repairs2 flood claims paid that year
- 2004Severe Storms and Flooding4 households applied for aid$526 aid approved$6K to the City of Munroe Falls for repairs2 flood claims paid that year
- 2003Tornadoes, Flooding, Severe Storms, and High Winds45 households applied for aid$75K aid approved$9K to the City of Munroe Falls for repairs2 flood claims paid that year
Summit County has had 10 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Munroe Falls after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Munroe Falls archive →Munroe Falls and its neighbors
Munroe Falls is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Stow | Aless damage than 90% | river and rain flooding | 42 |
| Tallmadge | Aless damage than 89% | river and rain flooding | 5 |
| Cuyahoga Falls | A−less damage than 80% | river and rain flooding | 10 |
| Munroe Falls | B+less damage than 74% | river and rain flooding | 10 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Munroe Falls faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Munroe Falls
Is Munroe Falls at risk for natural disasters?
On FEMA’s National Risk Index, Munroe Falls has lower expected damage per building than 74% of U.S. towns: B+ for hazard risk, #565 of 993 in Ohio. Most of the expected damage is river and rain flooding (79%) and hail (12%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Munroe Falls flood?
Flood insurance has paid 10 claims in Munroe Falls since 2003, $220K in all, or 4.5 per 1,000 homes, more than 58% of U.S. towns with a flood insurance record. 2 properties have flooded more than once. The most claims came from Late winter storms (1).
Is Munroe Falls in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Summit County, 29% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Munroe Falls?
FEMA’s Community Rating System list shows no discount for Munroe Falls’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Munroe Falls?
By FEMA money that reached Munroe Falls, Tornadoes, Flooding, Severe Storms, and High Winds (2003): 45 households applied for aid, $75K approved, and $9K to the City of Munroe Falls for repairs. By flood claims, Late winter storms: 1 paid, $35K.
Is Munroe Falls at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (79%), and Munroe Falls’ rate for it is lower than 55% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Munroe Falls.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Munroe Falls’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.