Storms, floods and disasters in Mount Blanchard
Mount Blanchard isn’t graded for hazard risk: Mount Blanchard has 500 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2011.
What Mount Blanchard faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Mount Blanchard flood? Rarely: 2 flood claims since 2011
Every paid claim on a federal flood insurance policy in Mount Blanchard, from FEMA’s records.
- The Late winter storms2 claims · $4K
Mount Blanchard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hancock County.2 federal disasters brought FEMA money to Mount Blanchard
Disasters that paid out in Mount Blanchard itself (aid to households or repair grants to the Village of Mount Blanchard), newest first, with that year’s flood claims.
- 2007Severe Storms, Flooding, and Tornadoes25 households applied for aid$51K aid approved$36K to the Village of Mount Blanchard for repairs
- 2004Severe Winter Storms, Flooding, and Mudslides$26K to the Village of Mount Blanchard for repairs
Hancock County has had 10 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Mount Blanchard after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mount Blanchard archive →Mount Blanchard and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Amanda Township | Cmore damage than 71% | river and rain flooding | — |
| Delaware Township | Cmore damage than 71% | river and rain flooding | 18 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mount Blanchard faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mount Blanchard
Does Mount Blanchard flood?
Flood insurance has paid 2 claims in Mount Blanchard since 2011, $4K in all. The most claims came from Late winter storms (2).
Is Mount Blanchard in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hancock County, 18% of homes in mapped flood zones carry federal flood insurance, and 1.4% of all homes do.
How much is flood insurance in Mount Blanchard?
FEMA’s Community Rating System list shows no discount for Mount Blanchard’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mount Blanchard?
By FEMA money that reached Mount Blanchard, Severe Storms, Flooding, and Tornadoes (2007): 25 households applied for aid, $51K approved, and $36K to the Village of Mount Blanchard for repairs. By flood claims, Late winter storms: 2 paid, $4K.
Storm stories
Memories, warnings and help from neighbors in Mount Blanchard.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mount Blanchard’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.