Photo: Dblcut3 · CC BY-SA 4.0On FEMA’s figures, Mingo Junction faces more hazard damage per building than 66% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Mingo Junction gets a C for hazard risk: higher expected damage per building than 66% of U.S. towns, #904 of 993 in Ohio. Most of that expected damage is river and rain flooding (92%). Flood insurance has paid 7 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Mingo Junction faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Mingo Junction’s grade
River and rain flooding is 92% of the building damage FEMA expects in Mingo Junction, and Mingo Junction’s rate of river and rain flooding damage is higher than 83% of U.S. census tracts.
C #904 of 993 in Ohio; higher expected damage per building than 66% of U.S. towns (21,298).
Mingo Junction’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Mingo Junction has more expected damage per building than 91% of Ohio towns.
In dollars, FEMA expects about $1.3M a year in losses across Mingo Junction: $1.2M to buildings, the rest to people and crops.
Does Mingo Junction flood? Rarely: 7 flood claims since 1979
Every paid claim on a federal flood insurance policy in Mingo Junction, from FEMA’s records: 4.4 per 1,000 homes, more than 57% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan3 claims · $85K
Mingo Junction isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.3 federal disasters brought FEMA money to Mingo Junction
Disasters that paid out in Mingo Junction itself (aid to households or repair grants to the Village of Mingo Junction), newest first, with that year’s flood claims.
- 2004Severe Winter Storms, Flooding, and Mudslides12 households applied for aid$29K aid approved$31K to the Village of Mingo Junction for repairs
- 2004Severe Storms and Flooding49 households applied for aid$147K aid approved$95K to the Village of Mingo Junction for repairs
- 2004Severe Storms, Flooding, Mudslides, and Landslides5 households applied for aid$9K aid approved
Jefferson County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Mingo Junction after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mingo Junction archive →Mingo Junction and its neighbors
Mingo Junction is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Steubenville | Aless damage than 89% | river and rain flooding | 9 |
| Mingo Junction | Cmore damage than 66% | river and rain flooding | 7 |
| Follansbee | Cmore damage than 70% | river and rain flooding | 17 |
| Steubenville Township | C−more damage than 75% | river and rain flooding | 7 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mingo Junction faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mingo Junction
Is Mingo Junction at risk for natural disasters?
On FEMA’s National Risk Index, Mingo Junction has higher expected damage per building than 66% of U.S. towns: C for hazard risk, #904 of 993 in Ohio. Most of the expected damage is river and rain flooding (92%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Mingo Junction flood?
Flood insurance has paid 7 claims in Mingo Junction since 1979, $145K in all, or 4.4 per 1,000 homes, more than 57% of U.S. towns with a flood insurance record. The most claims came from Tropical Storm Ivan (3).
Is Mingo Junction in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jefferson County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Mingo Junction?
FEMA’s Community Rating System list shows no discount for Mingo Junction’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mingo Junction?
By FEMA money that reached Mingo Junction, Severe Storms and Flooding (2004): 49 households applied for aid, $147K approved, and $95K to the Village of Mingo Junction for repairs. By flood claims, Tropical Storm Ivan: 3 paid, $85K.
Is Mingo Junction at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (92%), and Mingo Junction’s rate for it is higher than 83% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Mingo Junction.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mingo Junction’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.