Measured against area pay, Maria Stein costs less to live in than 53% of U.S. towns
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Celina, OH micro area ($77K). How TownRatings grades cost of living
The grade compares costs with what households across the Celina-area micro earn ($77K, Census 2020–24). The typical home costs 4.4 years of area income, and 0% of renters pay 30% or more of income for housing.
In dollars
- $970a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
In paychecks the grade
- 4.4 yrsof area income buys the typical home; the typical U.S. town: 3.3$77K, Celina-area income
- 3%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Maria Stein
What’s behind Maria Stein’s grade
Measured against what households in the area earn, Maria Stein is more affordable than 53% of U.S. towns. Home prices pull the grade down most; the share of households paying 30%+ for housing holds it up.
A typical home costs 4.4 years of area income
The calculator starts from the area income the grade uses. Switch to Maria Stein’s own median, or type yours.
That’s $43K short of a typical Maria Stein home.
A two-bedroom rents for about $970 a month here, $1,090 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Maria Stein’s typical property tax (0.99% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $970
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Darke County, OH): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
High tax bills, but a low tax rate
The median bill is $3,345 (Ohio: $2,822), because homes cost more. As a share of value it’s 0.99% a year, against 1.31% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
Maria Stein and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Maria Stein | B− | — | $339K | 0.99% | $970 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Maria Stein
Is Maria Stein expensive to live in?
Measured against what households in the area earn, Maria Stein costs less than 53% of U.S. towns: a B− for cost of living. The typical home costs 4.4 years of the median household income of the Celina, OH micro area ($77K).
How much is rent in Maria Stein?
HUD puts a two-bedroom at about $970 a month with utilities, the going rate for someone moving in.
What are property taxes in Maria Stein?
The median bill is $3,345 a year, 0.99% of the median home value (Ohio: $2,822, 1.31%), from the Census 2020–24.
Neighbors talk housing
What Maria Stein buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.