Photo: Ksponsler · CC BY-SA 3.0FEMA expects less hazard damage per building in Macedonia than in 96% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Macedonia gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns, #55 of 993 in Ohio. Most of that expected damage is river and rain flooding (65%), then hail (19%). Flood insurance has paid 6 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Macedonia faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Macedonia’s grade
River and rain flooding is 65% of the building damage FEMA expects in Macedonia, and Macedonia’s rate of river and rain flooding damage is lower than 89% of U.S. census tracts. Next is hail at 19% (higher than 90% of U.S. census tracts).
A+ #55 of 993 in Ohio; lower expected damage per building than 96% of U.S. towns (21,298).
Macedonia’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Macedonia has less expected damage per building than 95% of Ohio towns.
In dollars, FEMA expects about $2.8M a year in losses across Macedonia: $2.5M to buildings, the rest to people and crops.
Does Macedonia flood? Rarely: 6 flood claims since 1979
Every paid claim on a federal flood insurance policy in Macedonia, from FEMA’s records: 1.2 per 1,000 homes, fewer than 73% of the 13,809 U.S. towns with a flood insurance record.
Macedonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Summit County.4 federal disasters brought FEMA money to Macedonia
Disasters that paid out in Macedonia itself (aid to households or repair grants to the City of Macedonia), newest first, with that year’s flood claims.
- 2008Severe Wind Storm Associated with Tropical Depression Ike$11K to the City of Macedonia for repairs
- 2004Severe Storms and Flooding4 households applied for aid$264 aid approved$5K to the City of Macedonia for repairs
- 2003Tornadoes, Flooding, Severe Storms, and High Winds22 households applied for aid$13K aid approved
- 2002Severe Storms and Tornadoes11 households applied for aid$1K aid approved
Summit County has had 10 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Macedonia after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Macedonia archive →Macedonia and its neighbors
Macedonia is 3rd of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Northfield | A+among the lowest damage | river and rain flooding | — |
| Oakwood | A+less damage than 98% | river and rain flooding | 14 |
| Macedonia | A+less damage than 96% | river and rain flooding | 6 |
| Twinsburg Township | A+less damage than 95% | river and rain flooding | — |
| Northfield Center Township | Aless damage than 94% | river and rain flooding | 4 |
| Hudson | Aless damage than 91% | river and rain flooding | 28 |
| Twinsburg | B+less damage than 69% | river and rain flooding | 1 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Macedonia faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Macedonia
Is Macedonia at risk for natural disasters?
On FEMA’s National Risk Index, Macedonia has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk, #55 of 993 in Ohio. Most of the expected damage is river and rain flooding (65%) and hail (19%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Macedonia flood?
Flood insurance has paid 6 claims in Macedonia since 1979, $7K in all, or 1.2 per 1,000 homes, fewer than 73% of U.S. towns with a flood insurance record.
Is Macedonia in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Summit County, 29% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Macedonia?
FEMA’s Community Rating System list shows no discount for Macedonia’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Macedonia?
By FEMA money that reached Macedonia, Tornadoes, Flooding, Severe Storms, and High Winds (2003): 22 households applied for aid, $13K approved.
Is Macedonia at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (65%), and Macedonia’s rate for it is lower than 89% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Macedonia.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Macedonia’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.