Photo: Roseohioresident · CC BY-SA 4.0On FEMA’s figures, Liverpool Township faces less hazard damage per building than 74% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Liverpool Township gets a B+ for hazard risk: lower expected damage per building than 74% of U.S. towns, #558 of 993 in Ohio. Most of that expected damage is river and rain flooding (86%). Flood insurance has paid 11 claims here since 1996.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Liverpool Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Liverpool Township’s grade
River and rain flooding is 86% of the building damage FEMA expects in Liverpool Township, and Liverpool Township’s rate of river and rain flooding damage is higher than 51% of U.S. census tracts. Next is tornadoes at 5% (higher than 54% of U.S. census tracts).
B+ #558 of 993 in Ohio; lower expected damage per building than 74% of U.S. towns (21,298).
Liverpool Township’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Liverpool Township has more expected damage per building than 56% of Ohio towns.
In dollars, FEMA expects about $716K a year in losses across Liverpool Township: $610K to buildings, the rest to people and crops.
Does Liverpool Township flood? Sometimes: 11 flood claims since 1996
Every paid claim on a federal flood insurance policy in Liverpool Township, from FEMA’s records: 5.8 per 1,000 homes, more than 63% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan5 claims · $48K
Liverpool Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Columbiana County.The storms Liverpool Township remembers
None of the 15 disasters declared for Columbiana County shows FEMA aid or repair money reaching Liverpool Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20046 flood claims paidThe year of Severe Winter Storms, Flooding, and Mudslides, declared for Columbiana County
- 19964 flood claims paidThe year of Severe Storms and Flooding, declared for Columbiana County
- 20051 flood claims paidNo declaration for the county that year
Columbiana County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Liverpool Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Liverpool Township archive →Liverpool Township and its neighbors
Liverpool Township is 2nd of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| St. Clair Township | A−less damage than 81% | river and rain flooding | 3 |
| Liverpool Township | B+less damage than 74% | river and rain flooding | 11 |
| Yellow Creek Township | B+less damage than 72% | river and rain flooding | — |
| Madison Township | B+less damage than 69% | river and rain flooding | 1 |
| Glenmoor | B+less damage than 69% | river and rain flooding | — |
| East Liverpool | B+less damage than 67% | river and rain flooding | 4 |
| Newell | C+more damage than 62% | river and rain flooding | — |
| La Croft | — | 915 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Liverpool Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Liverpool Township
Is Liverpool Township at risk for natural disasters?
On FEMA’s National Risk Index, Liverpool Township has lower expected damage per building than 74% of U.S. towns: B+ for hazard risk, #558 of 993 in Ohio. Most of the expected damage is river and rain flooding (86%) and tornadoes (5%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Liverpool Township flood?
Flood insurance has paid 11 claims in Liverpool Township since 1996, $76K in all, or 5.8 per 1,000 homes, more than 63% of U.S. towns with a flood insurance record. The most claims came from Tropical Storm Ivan (5).
Is Liverpool Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Columbiana County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Liverpool Township?
FEMA’s Community Rating System list shows no discount for Liverpool Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Liverpool Township?
By flood claims, Tropical Storm Ivan: 5 paid, $48K.
Is Liverpool Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (86%), and Liverpool Township’s rate for it is higher than 51% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Liverpool Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Liverpool Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.