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Liberty Township, Adams County, from the airPhoto: Nyttend · Public domain
B+Cost of living
Cost of living in Liberty Township

Measured against area pay, Liberty Township costs less to live in than 70% of U.S. towns

Home prices around Liberty Township have risen about 83% over the past 5 years.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of Adams County, OH ($50K). How TownRatings grades cost of living

Typical home value
$310K
▲ 27.9% in a year · OH $260K
Estimate
2-bedroom rent
$970
a month, utilities in · HUD
Median tax bill
$1,228
OH $2,822
Area income (the grade’s yardstick)
$50K
Adams County median
Why Liberty Township gets a B+

The grade compares costs with what households across Adams County earn ($50K, Census 2020–24). The typical home costs 4.1 years of area income, and 50% of renters pay 30% or more of income for housing.

In dollars

  • $970a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 4.1 yrsof area income buys the typical home; the typical U.S. town: 3.3$50K, Adams County income
  • 15%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

What Liberty Township’s housing numbers say

Mostly newer homes

Half of Liberty Township’s homes were built after 1996, against 1970 for Ohio as a whole. Property taxes ↓

Prices rose faster than Ohio’s over five years

There’s no Zillow index for Liberty Township, so the page uses the federal house price index for the ZIP codes around it, which follows repeat sales of the same homes. It rose 83% over five years, against 53% across Ohio. Price trend ↓

A low property tax rate

Owners pay about 0.59% of a home’s value a year in property tax, against 1.31% across Ohio. The median bill is $1,228 (Ohio: $2,822). Property taxes ↓

Nearly every household owns

95% of Liberty Township households own their home, against 67% across Ohio. There are only 24 renter households, so rentals are scarce. Property taxes ↓

Written from the data on this page. There’s no Zillow index for Liberty Township, so the typical value is an estimate: the Census median carried forward with the federal house price index; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Liberty Township’s grade

Measured against what households in the area earn, Liberty Township is more affordable than 70% of U.S. towns. Home prices pull the grade down most; the share of households paying 30%+ for housing holds it up.

All U.S. towns we grade (21,243)More affordable than 70%
CostlierMore affordable
How sure. Liberty Township’s Census figures cover about 713 households. At the ends of the Census margins (area income ±$4,725, owners paying 30%+ ±10.3 points), Liberty Township could be anywhere from C+ to A−, so the letter shows with “≈”.

How TownRatings grades cost of living →

Price trend

Home prices up 83% in 5 years

The federal house price index for the ZIP codes around Liberty Township rose 83% over the past 5 years, faster than across Ohio (53%). Last year prices rose 28%. Carrying the Census median home value forward with that index puts the typical Liberty Township home at roughly $310,000 today.

Liberty Township areaOhio
−50%0%+50%+100%+150%+200%200020052010201520202025
+28%
past year
+83%
past 5 years
+117%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $310K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Liberty Township, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Affordability

A typical home costs 4.1 years of area income

The calculator starts from the area income the grade uses. Switch to Liberty Township’s own median, or type yours.

Household income a year
$
Adams County median household income, as in the grade
You could afford about
$203,000
Typical Liberty Township home $310K

That’s $106K short of a typical Liberty Township home.

The typical home, each month
$1,780
Loan $1,530Tax $150Insurance $90

A two-bedroom rents for about $970 a month here, $810 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Liberty Township’s typical property tax (0.59% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $970

Fair Market Rent a month, utilities included

Studio$740
1 bedroom$780
2 bedrooms$970
3 bedrooms$1,220
4 bedrooms$1,300
6%
of households rent · OH 33%
24
renter households
50%
of renters spend 30%+ of income on rent · OH 46%
17%
of the median income, for a two-bedroom

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Adams County, OH): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

Property tax runs below the Ohio norm

The median bill is $1,228 (Ohio: $2,822), 0.59% of a home’s value a year, against 1.31% statewide.

$1,228
median bill a year · OH $2,822
0.59%
of a home’s value a year · OH 1.31%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Next door

Liberty Township vs. its neighbors

Zillow publishes no value for Liberty Township. Wayne Township and Sprigg Township and Tiffin Township have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
Liberty TownshipB+—$208K0.59%$970
Tiffin TownshipC+—$165K0.94%$970
Sprigg TownshipB−—$205K0.73%$970
Wayne TownshipC+—$243K0.90%$990

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Liberty Township

Is Liberty Township expensive to live in?

Measured against what households in the area earn, Liberty Township costs less than 70% of U.S. towns: a B+ for cost of living. The typical home costs 4.1 years of the median household income of Adams County, OH ($50K).

How much is rent in Liberty Township?

HUD puts a two-bedroom at about $970 a month with utilities, the going rate for someone moving in.

What are property taxes in Liberty Township?

The median bill is $1,228 a year, 0.59% of the median home value (Ohio: $2,822, 1.31%), from the Census 2020–24.

Neighbors talk housing

What Liberty Township buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.