Photo: Nyttend · Public domainFEMA puts Grandview Township’s expected hazard damage per building above that of 92% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Grandview Township gets a D for hazard risk: higher expected damage per building than 92% of U.S. towns. Most of that expected damage is river and rain flooding (96%). Flood insurance has paid 2 claims here since 2013.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Grandview Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Grandview Township’s grade
River and rain flooding is 96% of the building damage FEMA expects in Grandview Township, and Grandview Township’s rate of river and rain flooding damage is in the top 3% of U.S. census tracts.
D higher expected damage per building than 92% of U.S. towns (21,298).
All of Grandview Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $752K a year in losses across Grandview Township: $698K to buildings, the rest to people and crops.
Does Grandview Township flood? Rarely: 2 flood claims since 2013
Every paid claim on a federal flood insurance policy in Grandview Township, from FEMA’s records: 2.9 per 1,000 homes, fewer than 53% of the 13,809 U.S. towns with a flood insurance record.
Grandview Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Washington County.6 federal disasters brought FEMA money to Grandview Township
Disasters that paid out in Grandview Township itself (aid to households or repair grants to Grandview Township), newest first, with that year’s flood claims.
- 2018Severe Storms, Landslides, and Mudslides$387K to Grandview Township for repairs
- 2012Severe Storms and Straight-line Winds$1K to Grandview Township for repairs
- 2004Severe Winter Storms, Flooding, and Mudslides$142K to Grandview Township for repairs
- 2004Severe Storms and Flooding$63K to Grandview Township for repairs
- 2004Severe Storms, Flooding, Mudslides, and Landslides$37K to Grandview Township for repairs
- 2003Severe Winter Storm and Record/near Record Snow$3K to Grandview Township for repairs
Washington County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Grandview Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Grandview Township archive →Grandview Township and its neighbors
Grandview Township has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Grandview Township | Dmore damage than 92% | river and rain flooding | 2 |
| Independence Township | — | 159 residents; we grade 1,000+ | |
| Matamoras (New Matamoras) | — | 864 residents; we grade 1,000+ | |
| Ludlow Township | — | 471 residents; we grade 1,000+ | |
| Benton Township | — | 408 residents; we grade 1,000+ | |
| Jackson Township | — | 632 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Grandview Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Grandview Township
Is Grandview Township at risk for natural disasters?
On FEMA’s National Risk Index, Grandview Township has higher expected damage per building than 92% of U.S. towns: D for hazard risk. Most of the expected damage is river and rain flooding (96%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Grandview Township flood?
Flood insurance has paid 2 claims in Grandview Township since 2013, $6K in all, or 2.9 per 1,000 homes, fewer than 53% of U.S. towns with a flood insurance record.
Is Grandview Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Washington County, 11% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in Grandview Township?
FEMA’s Community Rating System list shows no discount for Grandview Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Grandview Township?
By FEMA money that reached Grandview Township, Severe Storms, Landslides, and Mudslides (2018): $387K to Grandview Township for repairs.
Is Grandview Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (96%), and Grandview Township’s rate for it is in the top 3% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Grandview Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Grandview Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.