Photo: Bwsmith84 · CC BY 3.0Storms, floods and disasters in Freeport Township
Freeport Township isn’t graded for hazard risk: Freeport Township has 777 residents; we grade towns of 1,000 or more.
What Freeport Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Freeport Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Freeport Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Freeport Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harrison County.5 federal disasters brought FEMA money to Freeport Township
Disasters that paid out in Freeport Township itself (aid to households or repair grants to Freeport Township), newest first, with that year’s flood claims.
- 2018Severe Storms, Landslides, and Mudslides$5K to Freeport Township for repairs
- 2012Severe Storms and Straight-line Winds$2K to Freeport Township for repairs
- 2004Severe Storms and Flooding$15K to Freeport Township for repairs
- 2004Severe Storms, Flooding, Mudslides, and Landslides$21K to Freeport Township for repairs
- 2003Severe Winter Storm and Record/near Record Snow$781 to Freeport Township for repairs
Harrison County has had 14 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Freeport Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Freeport Township archive →Freeport Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Washington Township | — | 675 residents; we grade 1,000+ | |
| Londonderry Township | — | 446 residents; we grade 1,000+ | |
| Moorefield Township | — | 586 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Freeport Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Freeport Township
Is Freeport Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Harrison County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Freeport Township?
FEMA’s Community Rating System list shows no discount for Freeport Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Freeport Township?
By FEMA money that reached Freeport Township, Severe Storms, Flooding, Mudslides, and Landslides (2004): $21K to Freeport Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Freeport Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Freeport Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.