Less hazard damage per building is expected in Fowler Township than in 81% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Fowler Township gets an A− for hazard risk: lower expected damage per building than 81% of U.S. towns. Most of that expected damage is river and rain flooding (82%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Fowler Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Fowler Township’s grade
River and rain flooding is 82% of the building damage FEMA expects in Fowler Township, and Fowler Township’s rate of river and rain flooding damage is lower than 59% of U.S. census tracts. Next is tornadoes at 7% (higher than 59% of U.S. census tracts).
A− lower expected damage per building than 81% of U.S. towns (21,298).
Fowler Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $566K a year in losses across Fowler Township: $464K to buildings, the rest to people and crops.
Does Fowler Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Fowler Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Fowler Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Trumbull County.2 federal disasters brought FEMA money to Fowler Township
Disasters that paid out in Fowler Township itself (aid to households or repair grants to Fowler Township), newest first, with that year’s flood claims.
- 2004Severe Storms and Flooding2 households applied for aid$162 aid approved
- 2003Tornadoes, Flooding, Severe Storms, and High Winds7 households applied for aid$7K aid approved
Trumbull County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Fowler Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Fowler Township archive →Fowler Township and its neighbors
Fowler Township is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Vienna Township | A+less damage than 96% | river and rain flooding | — |
| Cortland | Aless damage than 92% | river and rain flooding | — |
| Johnston Township | Aless damage than 88% | river and rain flooding | — |
| Hartford Township | A−less damage than 84% | river and rain flooding | — |
| Fowler Township | A−less damage than 81% | river and rain flooding | 0 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Fowler Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Fowler Township
Is Fowler Township at risk for natural disasters?
On FEMA’s National Risk Index, Fowler Township has lower expected damage per building than 81% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (82%) and tornadoes (7%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Fowler Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Trumbull County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Fowler Township?
FEMA’s Community Rating System list shows no discount for Fowler Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Fowler Township?
By FEMA money that reached Fowler Township, Tornadoes, Flooding, Severe Storms, and High Winds (2003): 7 households applied for aid, $7K approved.
Is Fowler Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (82%), and Fowler Township’s rate for it is lower than 59% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Fowler Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fowler Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.