Less hazard damage per building is expected in Edgewood than in 96% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Edgewood gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns, #59 of 993 in Ohio. Most of that expected damage is river and rain flooding (72%), then tornadoes (12%). Flood insurance has paid 2 claims here since 1980.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Edgewood faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Edgewood’s grade
River and rain flooding is 72% of the building damage FEMA expects in Edgewood, and Edgewood’s rate of river and rain flooding damage is lower than 85% of U.S. census tracts. Winter storms add 2%, at a rate in the top 5% of U.S. census tracts.
A+ #59 of 993 in Ohio; lower expected damage per building than 96% of U.S. towns (21,298).
Edgewood’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Edgewood has less expected damage per building than 94% of Ohio towns.
In dollars, FEMA expects about $1.0M a year in losses across Edgewood: $853K to buildings, the rest to people and crops.
Does Edgewood flood? Rarely: 2 flood claims since 1980
Every paid claim on a federal flood insurance policy in Edgewood, from FEMA’s records: 1.1 per 1,000 homes, fewer than 75% of the 13,809 U.S. towns with a flood insurance record.
Edgewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ashtabula County.The storms Edgewood remembers
None of the 11 disasters declared for Ashtabula County shows FEMA aid or repair money reaching Edgewood itself in FEMA’s records, so these are its biggest flood-claim years.
- 19802 flood claims paidNo declaration for the county that year
Ashtabula County has had 11 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Edgewood after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Edgewood archive →Edgewood and its neighbors
Edgewood has the lowest expected damage per building of the 4 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Edgewood | A+less damage than 96% | river and rain flooding | 2 |
| Kingsville Township | Aless damage than 93% | river and rain flooding | 8 |
| Ashtabula | Aless damage than 89% | river and rain flooding | 1 |
| Plymouth Township | Aless damage than 88% | river and rain flooding | 3 |
| Ashtabula Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Edgewood faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Edgewood
Is Edgewood at risk for natural disasters?
On FEMA’s National Risk Index, Edgewood has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk, #59 of 993 in Ohio. Most of the expected damage is river and rain flooding (72%) and tornadoes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Edgewood flood?
Flood insurance has paid 2 claims in Edgewood since 1980, $6K in all, or 1.1 per 1,000 homes, fewer than 75% of U.S. towns with a flood insurance record.
Is Edgewood in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Ashtabula County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Edgewood?
FEMA’s Community Rating System list shows no discount for Edgewood’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Edgewood at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Edgewood’s rate for it is lower than 85% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Edgewood.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Edgewood’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.