Photo: Nyttend · Public domainStorms, floods and disasters in Dixon Township
Dixon Township isn’t graded for hazard risk: Dixon Township has 430 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 1995.
What Dixon Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Dixon Township flood? Rarely: 3 flood claims since 1995
Every paid claim on a federal flood insurance policy in Dixon Township, from FEMA’s records.
Dixon Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Preble County.1 federal disaster brought FEMA money to Dixon Township
Disasters that paid out in Dixon Township itself (aid to households or repair grants to Dixon Township), newest first, with that year’s flood claims.
- 2004Snow$1K to Dixon Township for repairs
Preble County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Dixon Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Dixon Township archive →Dixon Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Washington Township | Bless damage than 64% | river and rain flooding | — |
| Israel Township | Bless damage than 56% | river and rain flooding | — |
| Jackson Township | Bless damage than 56% | river and rain flooding | — |
| Gasper Township | B−less damage than 55% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Dixon Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Dixon Township
Does Dixon Township flood?
Flood insurance has paid 3 claims in Dixon Township since 1995, $48K in all.
Is Dixon Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Preble County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Dixon Township?
FEMA’s Community Rating System list shows no discount for Dixon Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Dixon Township?
By FEMA money that reached Dixon Township, Snow (2004): $1K to Dixon Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Dixon Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dixon Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.