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Delaware Township grange hallPhoto: Nyttend · Public domain
ACost of living
Cost of living in Delaware Township

Measured against area pay, Delaware Township costs less to live in than 93% of U.S. towns

Home prices around Delaware Township have risen about 52% over the past 5 years. Builders were permitted 5 new homes in 2025.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Findlay, OH micro area ($73K). How TownRatings grades cost of living

Typical home value
$242K
▲ 12.3% in a year · OH $260K
Estimate
2-bedroom rent
$1,030
a month, utilities in · HUD
Median tax bill
$1,321
OH $2,822
Area income (the grade’s yardstick)
$73K
Findlay-area median
Why Delaware Township gets an A

The grade compares costs with what households across the Findlay-area micro earn ($73K, Census 2020–24). The typical home costs 2.6 years of area income, and 25% of renters pay 30% or more of income for housing.

In dollars

  • $1,030a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 2.6 yrsof area income buys the typical home; the typical U.S. town: 3.3$73K, Findlay-area income
  • 14%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 15%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out

What stands out about housing in Delaware Township

Cost of living grade

What’s behind Delaware Township’s grade

Measured against what households in the area earn, Delaware Township is more affordable than 93% of U.S. towns. Home prices pull the grade down most; the share of households paying 30%+ for housing holds it up.

All U.S. towns we grade (21,243)More affordable than 93%
CostlierMore affordable
How sure. Delaware Township’s Census figures cover about 520 households. At the ends of the Census margins (area income ±$3,050, owners paying 30%+ ±12.9 points), Delaware Township could be anywhere from B+ to A+.

How TownRatings grades cost of living →

Price trend

Home prices up 52% in 5 years

The federal house price index for the ZIP codes around Delaware Township rose 52% over the past 5 years, about the same as across Ohio. Last year prices rose 12%. Carrying the Census median home value forward with that index puts the typical Delaware Township home at roughly $242,000 today.

Delaware Township areaOhio
−50%0%+50%+100%+150%200020052010201520202025
+12%
past year
+52%
past 5 years
+107%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $242K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Delaware Township, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Affordability

A typical home costs 2.6 years of area income

The calculator starts from the area income the grade uses. Switch to Delaware Township’s own median, or type yours.

Household income a year
$
Findlay-area median household income, as in the grade
You could afford about
$293,000
Typical Delaware Township home $242K

That covers a typical Delaware Township home, with $51K to spare.

The typical home, each month
$1,410
Loan $1,200Tax $140Insurance $70

A two-bedroom rents for about $1,030 a month here, $380 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Delaware Township’s typical property tax (0.68% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,030

Renters already here pay a median of $875, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$750
1 bedroom$810
2 bedrooms$1,030
3 bedrooms$1,340
4 bedrooms$1,530
14%
of households rent · OH 33%
69
renter households
25%
of renters spend 30%+ of income on rent · OH 46%
17%
of the median income, for a two-bedroom
$875
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Hancock County, OH): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

5 new homes permitted in 2025

Builders were permitted 5 new homes in Delaware Township in 2025, all single-family houses, worth about $1.4 million to build. That's 3.9 per 1,000 residents, about the pace of Ohio as a whole. Over the past 10 years, Delaware Township has permitted 28 homes in all.

Single-family
012345200320052010201520202025
5
new homes permitted in 2025
2
2026 so far (Jan–Aug)
3.9
per 1,000 residents · OH 3.3
28
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−77
New homes+20

Between the 2010 and 2020 censuses, Delaware Township's population fell by 77 even though 20 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Ohio: 1.3 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)220$547,000
2025550$1.4 million
2024550$1.4 million
2023220$547,000
2022440$1.1 million
2021220$280,000
2020220$280,000
2019220$280,000
2018220$280,000
2017220$280,000
2016220$280,000
2015220$280,000
2014220$280,000
2013220$280,000
2012220$280,000
2011220$280,000
2010220$280,000
2009220$280,000
2008220$298,000
2007330$447,000
2006440$596,000
2005330$400,000
2004000—
2003000—

Delaware Township's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs below the Ohio norm

The median bill is $1,321 (Ohio: $2,822), 0.68% of a home’s value a year, against 1.31% statewide.

$1,321
median bill a year · OH $2,822
0.68%
of a home’s value a year · OH 1.31%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Next door

Delaware Township vs. its neighbors

Zillow publishes no value for Delaware Township. Amanda Township and Madison Township and Jackson Township and Richland Township and Jackson Township have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
Delaware TownshipA—$193K0.68%$1,030
Madison Township–—$192K0.49%$1,000
Amanda TownshipA—$209K0.87%$1,040
Mount Blanchard–$231K$116K1.11%$1,050
Richland Township–—$162K0.76%$990
Jackson TownshipA—$166K1.22%$1,070
Jackson TownshipA+—$134K0.92%$1,040

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).

Questions about the cost of living in Delaware Township

Is Delaware Township expensive to live in?

Measured against what households in the area earn, Delaware Township costs less than 93% of U.S. towns: an A for cost of living. The typical home costs 2.6 years of the median household income of the Findlay, OH micro area ($73K).

How much is rent in Delaware Township?

HUD puts a two-bedroom at about $1,030 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $875 (Census 2020–24).

What are property taxes in Delaware Township?

The median bill is $1,321 a year, 0.68% of the median home value (Ohio: $2,822, 1.31%), from the Census 2020–24.

Neighbors talk housing

What Delaware Township buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.