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Swabb Road farmsteadPhoto: Nyttend · Public domain
B+Hazard risk
Natural hazards in Cranberry Township · FEMA

FEMA puts Cranberry Township’s expected hazard damage per building below that of 65% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Cranberry Township gets a B+ for hazard risk: lower expected damage per building than 65% of U.S. towns. Most of that expected damage is river and rain flooding (71%), then ice storms (10%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 71%Ice storms 10%Hail 6%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 65%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
B+
in Ohio · lower than 65% of U.S. towns
Main hazard
River and rain flooding
71% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 12 declared for Crawford County
By hazard

What Cranberry Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

71%of expected building damage
About average · lower than 55% of U.S. census tracts
Recorded about once a year in the area

Ice storms

10%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once every 2 years in the area

Hail

6%of expected building damage
Well above average · higher than 85% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Tornadoes Strong wind Earthquakes Winter storms Hurricanes Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 11% of Cranberry Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Cranberry Township’s grade

River and rain flooding is 71% of the building damage FEMA expects in Cranberry Township, and Cranberry Township’s rate of river and rain flooding damage is lower than 55% of U.S. census tracts. Ice storms add 10%, at a rate in the top 2% of U.S. census tracts.

Where Cranberry Township sits
Cranberry Township
Least damageMiddleMost damage

B+ lower expected damage per building than 65% of U.S. towns (21,298).

All of Cranberry Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding71%Ice storms10%Hail6%Everything else13%

In dollars, FEMA expects about $398K a year in losses across Cranberry Township: $295K to buildings, the rest to people and crops.

Shared tract.All of Cranberry Township’s 1,477 residents (2020 census) live in one census tract, which it shares with New Washington village (873 residents) and Auburn township (738 residents) and Chatfield township (696 residents) and Tiro village (219 residents) and Chatfield village (205 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Cranberry Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Cranberry Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Cranberry Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.
Disasters

The storms Cranberry Township remembers

None of the 12 disasters declared for Crawford County shows FEMA aid or repair money reaching Cranberry Township itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Cranberry TownshipCrawford County only

Crawford County has had 12 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Cranberry Township and its neighbors

Cranberry Township has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.

Sandusky Township: not gradedChatfield Township: not gradedAuburn Township: not gradedVenice Township: hazard risk BSandusky TownshipChatfield TownshipAuburn TownshipVenice TownshipCranberry Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Cranberry TownshipB+less damage than 65%river and rain flooding0
Venice TownshipBless damage than 63%river and rain flooding—
Sandusky Township—618 residents; we grade 1,000+
Chatfield Township—572 residents; we grade 1,000+
Auburn Township—not graded yet

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Cranberry Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Cranberry Township

Is Cranberry Township at risk for natural disasters?

On FEMA’s National Risk Index, Cranberry Township has lower expected damage per building than 65% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (71%) and ice storms (10%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Cranberry Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Crawford County, 21% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in Cranberry Township?

FEMA’s Community Rating System list shows no discount for Cranberry Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Cranberry Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (71%), and Cranberry Township’s rate for it is lower than 55% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Cranberry Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Cranberry Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.