Photo: Nyttend · Public domainFEMA expects less hazard damage per building in Anderson Township than in 79% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Anderson Township gets an A− for hazard risk: lower expected damage per building than 79% of U.S. towns, #483 of 993 in Ohio. Most of that expected damage is river and rain flooding (77%), then tornadoes (18%). Flood insurance has paid 45 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Anderson Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Anderson Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Anderson Township’s grade
River and rain flooding is 77% of the building damage FEMA expects in Anderson Township, and Anderson Township’s rate of river and rain flooding damage is lower than 62% of U.S. census tracts. Next is tornadoes at 18% (higher than 88% of U.S. census tracts).
A− #483 of 993 in Ohio; lower expected damage per building than 79% of U.S. towns (21,298).
Anderson Township’s residents live in 13 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Anderson Township has less expected damage per building than 51% of Ohio towns.
In dollars, FEMA expects about $12.3M a year in losses across Anderson Township: $8.5M to buildings, the rest to people and crops.
Does Anderson Township flood? Sometimes: 45 flood claims since 1978
Every paid claim on a federal flood insurance policy in Anderson Township, from FEMA’s records: 2.7 per 1,000 homes, fewer than 55% of the 13,809 U.S. towns with a flood insurance record.
- The Central U.S. April Flooding17 claims · $376K
Anderson Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hamilton County.3 federal disasters brought FEMA money to Anderson Township
Disasters that paid out in Anderson Township itself (aid to households or repair grants to Anderson Township), newest first, with that year’s flood claims.
- 2018Severe Storms, Landslides, and Mudslides$87K to Anderson Township for repairs9 flood claims paid that year
- 2008Severe Wind Storm Associated with Tropical Depression Ike$236K to Anderson Township for repairs
- 2004Snow$47K to Anderson Township for repairs
Hamilton County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Anderson Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Anderson Township archive →Anderson Township and its neighbors
Anderson Township is 5th of the 11 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Union Township | A+less damage than 97% | river and rain flooding | 8 |
| Sherwood | Aless damage than 86% | river and rain flooding | 4 |
| Fruit Hill | A−less damage than 84% | river and rain flooding | — |
| Salem Heights | A−less damage than 81% | river and rain flooding | 4 |
| Anderson Township | A−less damage than 79% | river and rain flooding | 45 |
| Cincinnati | A−less damage than 78% | river and rain flooding | 723 |
| Turpin Hills | B+less damage than 70% | river and rain flooding | — |
| Columbia Township | Bless damage than 59% | river and rain flooding | — |
| Coldstream | C+more damage than 55% | river and rain flooding | — |
| Mariemont | C−more damage than 80% | river and rain flooding | — |
| Terrace Park | C−more damage than 80% | river and rain flooding | 10 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Anderson Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Anderson Township
Is Anderson Township at risk for natural disasters?
On FEMA’s National Risk Index, Anderson Township has lower expected damage per building than 79% of U.S. towns: A− for hazard risk, #483 of 993 in Ohio. Most of the expected damage is river and rain flooding (77%) and tornadoes (18%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Anderson Township flood?
Flood insurance has paid 45 claims in Anderson Township since 1978, $548K in all, or 2.7 per 1,000 homes, fewer than 55% of U.S. towns with a flood insurance record. The most claims came from Central U.S. April Flooding (17).
Is Anderson Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hamilton County, 24% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Anderson Township?
FEMA’s Community Rating System list shows no discount for Anderson Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Anderson Township?
By FEMA money that reached Anderson Township, Severe Wind Storm Associated with Tropical Depression Ike (2008): $236K to Anderson Township for repairs. By flood claims, Central U.S. April Flooding: 17 paid, $376K.
Is Anderson Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (77%), and Anderson Township’s rate for it is lower than 62% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Anderson Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Anderson Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.