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Ann E. Lewis Bernhard House 2012-07-13Photo: Roseohioresident · CC BY-SA 3.0
–Not graded
Natural hazards in Adena · FEMA

Storms, floods and disasters in Adena

Adena isn’t graded for hazard risk: Adena has 716 residents; we grade towns of 1,000 or more. Flood insurance has paid 45 claims here since 1990.

Flood claims
45
paid since 1990 · $355K
Flooded more than once
2
properties
Disasters paid out here
4
of 19 declared for Jefferson County
By hazard

What Adena faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

92%of expected building damage
Above average · higher than 80% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Hail Tornadoes Strong wind Earthquakes Hurricanes Ice storms Wildfire Winter storms Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Adena flood? Sometimes: 45 flood claims since 1990

Every paid claim on a federal flood insurance policy in Adena, from FEMA’s records.

Paid flood claims, by year
1990: 1 claim1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 1 claim1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 35 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 1 claim2014: 6 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 1 claim2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims199020042014
19902026
Biggest named events
  • Tropical Storm Ivan21 claims · $142K
45
paid claims since 1990
$355K
paid to owners
2
homes flooded more than once
$8K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Adena isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.
Disasters

4 federal disasters brought FEMA money to Adena

Disasters that paid out in Adena itself (aid to households or repair grants to the Village of Adena), newest first, with that year’s flood claims.

  1. 2004Severe Winter Storms, Flooding, and Mudslides7 households applied for aid$6K aid approved
  2. 2004Severe Storms and Flooding103 households applied for aid$295K aid approved$111K to the Village of Adena for repairs
  3. 2004Severe Storms, Flooding, Mudslides, and Landslides6 households applied for aid$5K aid approved$43K to the Village of Adena for repairs
  4. 2003Tornadoes, Flooding, Severe Storms, and High Winds2 households applied for aid$717 aid approved$1K to the Village of Adena for repairs
Disasters declared, by decade
Paid out in AdenaJefferson County only

Jefferson County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Adena after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Adena archive →
Be ready

Get ready for what Adena faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Adena

Does Adena flood?

Flood insurance has paid 45 claims in Adena since 1990, $355K in all. 2 properties have flooded more than once. The most claims came from Tropical Storm Ivan (21).

Is Adena in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jefferson County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Adena?

FEMA’s Community Rating System list shows no discount for Adena’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Adena?

By FEMA money that reached Adena, Severe Storms and Flooding (2004): 103 households applied for aid, $295K approved, and $111K to the Village of Adena for repairs. By flood claims, Tropical Storm Ivan: 21 paid, $142K.

Storm stories

Memories, warnings and help from neighbors in Adena.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Adena’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.